EverBank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks EverBank, N.A. of Jacksonville, FL against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.07% | 1.35% | -0.28% | 31st below |
| ROAE Behind the peer average, ahead of the median peer. | 11.93% | 12.29% | -0.36% | 58th above |
| Net Interest Margin | 2.66% | 3.69% | -1.03% | 12th bottom |
| Efficiency Ratio | 51.78% | 53.84% | -2.06% | 59th above |
| PPNR / Avg Assets | 1.36% | 1.96% | -0.60% | 21st bottom |
| Yield on Earning Assets | 5.33% | 5.57% | -0.24% | 47th below |
| Cost of Funds | 2.99% | 1.98% | +1.01% | 12th bottom |
| Net Interest Spread | 2.23% | 2.99% | -0.76% | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.68% | 1.06% | -0.38% | 66th above |
| NPA / Total Assets | 0.55% | 0.76% | -0.21% | 56th above |
| NCO / Avg Loans | 0.03% | 0.36% | -0.33% | 83rd top |
| ACL / Total Loans | 0.84% | 1.38% | -0.54% | 15th bottom |
| ACL / NPLs (Coverage) | 123.55% | 210.99% | -87.44% | 44th below |
| Texas Ratio | 12.58% | 10.21% | +2.37% | 15th bottom |
| Provision / NCO | 279.48% | 105.24% | +174.24% | 93rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.04% | 14.77% | -1.73% | 57th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.04% | 14.88% | -1.84% | 55th above |
| Total Capital Ratio | 13.98% | 16.11% | -2.13% | 42nd below |
| Leverage Ratio | 9.05% | 10.28% | -1.23% | 16th bottom |
| Equity / Assets | 9.16% | 11.58% | -2.42% | 16th bottom |
| TCE / Tangible Assets | 9.16% | 9.48% | -0.32% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.03% | 83.72% | +14.31% | 13th bottom |
| Core Deposit Ratio | 92.12% | 86.70% | +5.42% | 59th above |
| Uninsured Deposit Ratio | 13.47% | 39.24% | -25.77% | 88th top |
| Wholesale Funding Ratio | 8.27% | 5.62% | +2.65% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.05% | 10.15% | -5.10% | 46th below |
| Loan Growth (Y/Y) | 12.35% | 10.10% | +2.25% | 71st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.60% | 9.96% | -1.36% | 62nd above |
See EverBank, N.A.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock EverBank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full EverBank, N.A. profile, how to read a UBPR, or how this data updates.