EverBank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 5.63 percentage points in Q2 2026, from 117.91% to 123.55%. It was the largest change from Q1 2026 among the key lines here. Within Florida, EverBank, N.A. is 40th of 79 on return on assets, 1.07% as of Q2 2026, below the middle of the field. EverBank, N.A. reported 1.07% on return on assets for Q2 2026, 0.22 points below the 1.30% median for banks in the $10B-100B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.04% |
| Tier 1 risk-based capital ratio | 13.04% |
| Total risk-based capital ratio | 13.98% |
| Tier 1 leverage ratio | 9.05% |
| Equity capital to assets | 9.16% |
| Tangible equity to tangible assets | 9.16% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.68% |
| Non-performing assets ratio | 0.55% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 12.58% |
| Allowance for credit losses to loans | 0.84% |
| Reserve coverage of non-performing loans | 123.55% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.07% |
| Return on equity | 11.93% |
| Net interest margin | 2.66% |
| Efficiency ratio | 51.78% |
| Yield on earning assets | 5.33% |
| Cost of funds | 2.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.03% |
| Core deposits to total deposits | 92.12% |
| Brokered deposits to total deposits | 1.69% |
| Deposits to assets | 80.98% |
| Securities to assets | 16.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.28% | 15.28% | 16.35% | 9.40% | 0.14% |
| Q4 2023 | 14.55% | 14.55% | 15.56% | 9.44% | 0.55% |
| Q1 2024 | 14.07% | 14.07% | 15.05% | 9.37% | 0.59% |
| Q2 2024 | 13.52% | 13.52% | 14.44% | 9.13% | 0.60% |
| Q3 2024 | 13.52% | 13.52% | 14.45% | 9.04% | 0.67% |
| Q4 2024 | 12.98% | 12.98% | 13.86% | 8.99% | 0.69% |
| Q1 2025 | 12.86% | 12.86% | 13.75% | 9.16% | 0.73% |
| Q2 2025 | 11.78% | 11.78% | 12.67% | 8.65% | 0.63% |
| Q3 2025 | 13.07% | 13.07% | 13.98% | 8.96% | 0.90% |
| Q4 2025 | 12.37% | 12.37% | 13.30% | 9.12% | 0.63% |
| Q1 2026 | 12.52% | 12.52% | 13.49% | 9.05% | 0.93% |
| Q2 2026 | 13.04% | 13.04% | 13.98% | 9.05% | 1.07% |
EverBank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock EverBank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full EverBank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34775) · FFIEC NIC profile (RSSD 2735146)