Evolve Bank & Trust: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 2.08 percentage points in Q2 2026, from 39.23% to 37.15%. It was the largest change from Q1 2026 among the key lines here. Evolve Bank & Trust ranks 22nd of 78 Arkansas banks on total deposits, in the upper half at $980.9M (Q2 2026). The median for banks in the $1B-10B asset tier is $1.67B on total deposits. Evolve Bank & Trust sits 41% lower, at $980.9M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $980.9M |
| Domestic office deposits | $980.9M |
| Foreign office deposits | — |
| Deposits to total assets | 82.52% |
| Deposits to total liabilities | 95.49% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $605.0M |
| Savings deposits | $11.0M |
| Transaction accounts to domestic deposits | 61.68% |
| Time deposits | $32K |
| Time deposits under $100k | $258.4M |
| Time deposits $100k to $250k | $43.3M |
| Time deposits over $250k | $10.9M |
| Noninterest-bearing share of deposits | 37.15% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $669.7M |
| Core deposits to total deposits | 68.27% |
| Insured deposits | $581.4M |
| Uninsured deposits | $399.5M |
| Uninsured deposits to total deposits | 40.73% |
| Brokered deposits | $317.5M |
| Brokered deposits to total deposits | 32.36% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.48% |
| Interest expense on deposits | $5.3M |
| Loans and leases to core deposits | 92.76% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $1.23B | 68.27% | 42.58% | 34.82% | 4.61% |
| Q4 2023 | $989.3M | 82.42% | 34.76% | 35.37% | 4.68% |
| Q1 2024 | $1.12B | 77.61% | 41.26% | 41.49% | 5.41% |
| Q2 2024 | $1.14B | 89.17% | 28.17% | 38.64% | 4.95% |
| Q3 2024 | $1.18B | 75.79% | 20.12% | 35.55% | 4.61% |
| Q4 2024 | $1.33B | 73.95% | 30.03% | 26.97% | 3.66% |
| Q1 2025 | $1.20B | 89.11% | 35.04% | 15.33% | 3.36% |
| Q2 2025 | $1.14B | 75.58% | 34.12% | 25.03% | 3.67% |
| Q3 2025 | $1.07B | 66.24% | 31.43% | 34.51% | 4.14% |
| Q4 2025 | $1.07B | 67.74% | 38.42% | 33.24% | 3.87% |
| Q1 2026 | $997.3M | 68.35% | 40.71% | 33.29% | 3.60% |
| Q2 2026 | $980.9M | 68.27% | 40.73% | 32.36% | 3.48% |
Evolve Bank & Trust deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Evolve Bank & Trust, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Evolve Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1299) · FFIEC NIC profile (RSSD 592448)