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Exchange Bank: Return on Average Equity

21.41% Ranks #336 of 3,651 U.S. banks · 91st percentile

Data as of · sourced from FFIEC call reports. How we update

Exchange Bank reported a return on average equity of 21.41% as of Q2 2026, ranking #336 of 3,651 U.S. banks (91st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 21.41%
Q1 2026 18.15%
Q4 2025 19.17%
Q3 2025 18.58%
Q2 2025 19.94%
Q1 2025 17.50%
Q4 2024 13.68%
Q3 2024 13.87%
Q2 2024 14.96%
Q1 2024 22.85%
Q4 2023 12.44%
Q3 2023 17.77%

National Context

Latest value 21.41%
National rank#336 of 3,651
Percentile 91st
12-quarter low12.44%
12-quarter high22.85%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Exchange Bank's Return on Average Equity?

Exchange Bank's Return on Average Equity was 21.41% as of Q2 2026, ranking #336 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Exchange Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1435) · FFIEC NIC profile (RSSD 492650)