Branch Network
Exchange Bank Locations & Branches Kearney, Nebraska
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Exchange Bank operates 7 branches from its headquarters in Kearney, NE, .
Exchange Bank branch network
Its 7 branches span 2 states and 7 cities. The most are in NEBRASKA (5) and KANSAS (2). NEBRASKA holds 83.2% of its branch deposits. Its largest office by deposits is the Exchange Bank, Grand Island Branch office in Grand Island, NE, with $394.0M (32.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Exchange Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.39% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.58B
- Tier 1 leverage ratio, Q2 2026
- 11.39%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1917
Full financial profile · Is Exchange Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Kearney, NE (1 branch) | 4 of 16 | 10.9% | $218.4M |
| State: NE (5 branches) | 17 of 160 | 1.1% | $1.01B |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Exchange Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hall, NE (1 branch) | 2 of 18 | 12.5% | $394.0M | $3.14B |
| Buffalo, NE (2 branches) | 3 of 17 | 12.3% | $287.6M | $2.34B |
| Lancaster, NE (1 branch) | 12 of 31 | 1.5% | $222.4M | $14.86B |
| Geary, KS (1 branch) | 2 of 7 | 17.0% | $125.9M | $740.0M |
| Douglas, NE (1 branch) | 29 of 43 | 0.3% | $110.4M | $33.32B |
| Saline, KS (1 branch) | 8 of 12 | 3.6% | $79.1M | $2.22B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Grand Island, NE (1 branch) | 2 of 22 | 10.9% | $394.0M | $3.61B |
| Kearney, NE (2 branches) | 3 of 20 | 11.0% | $287.6M | $2.61B |
| Lincoln, NE (1 branch) | 15 of 33 | 1.4% | $222.4M | $16.14B |
| Manhattan, KS (1 branch) | 12 of 22 | 2.8% | $125.9M | $4.53B |
| Omaha-Council Bluffs, NE-IA (1 branch) | 41 of 77 | 0.3% | $110.4M | $42.59B |
| Salina, KS (1 branch) | 8 of 13 | 3.2% | $79.1M | $2.49B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Exchange Bank, Grand Island Branch | Grand Island, NE | 68803 | $394.0M |
| Exchange Bank Branch | Lincoln, NE | 68506 | $222.4M |
| Exchange Bank (main office) | Kearney, NE | 68847 | $218.4M |
| Exchange Bank (main office) | Junction City, KS | 66441 | $125.9M |
| Exchange Bank (main office) | Omaha, NE | 68114 | $110.4M |
| Exchange Bank (main office) | Salina, KS | 67401 | $79.1M |
| Gibbon Branch | Gibbon, NE | 68840 | $69.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1435) · FFIEC NIC profile (RSSD 492650)