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The Fahey Banking Company: Loan-to-Deposit Ratio

101.57% Ranks #377 of 3,639 U.S. banks · 90th percentile

Data as of · sourced from FFIEC call reports. How we update

The Fahey Banking Company reported a loan-to-deposit ratio of 101.57% as of Q2 2026, ranking #377 of 3,639 U.S. banks (90th percentile). That is up 9.73 percentage points from 91.84% a year earlier, and above the 79.18% median of the 1,873 Small Community Banks ($100M–$500M in assets). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 101.57%
Q1 2026 97.79%
Q4 2025 94.79%
Q3 2025 93.48%
Q2 2025 91.84%
Q1 2025 90.65%
Q4 2024 93.83%
Q3 2024 92.72%
Q2 2024 91.69%
Q1 2024 88.83%
Q4 2023 90.74%
Q3 2023 91.08%

National Context

Latest value 101.57%
National rank#377 of 3,639
Percentile 90th
12-quarter low88.83%
12-quarter high101.57%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is The Fahey Banking Company's Loan-to-Deposit Ratio?

The Fahey Banking Company's Loan-to-Deposit Ratio was 101.57% as of Q2 2026, ranking #377 of 3,639 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Fahey Banking Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 2068) · FFIEC NIC profile (RSSD 520423)