Fairview Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q3 2026 was in Loans and leases to core deposits: 2.94 percentage points higher than in Q2 2026, at 97.75%. Fairview Savings and Loan Association ranks 55th of 169 Oklahoma banks on loan-to-deposit ratio, in the upper half at 86.77% (Q3 2026). Fairview Savings and Loan Association reported 86.77% on loan-to-deposit ratio for Q3 2026, 18.84 points above the 67.92% median for banks in the < $100M asset tier; the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $20.0M |
| Fed funds sold and reverse repos | $12.6M |
| Fed funds sold and reverse repos to assets | 18.97% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 86.77% |
| Net loans and leases to deposits | 86.26% |
| Loans and leases to core deposits | 97.75% |
| Core deposits to total deposits | 88.76% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 108.43% | 93.43% | $0 | $1.2M |
| Q1 2024 | 103.99% | 91.35% | $0 | $1.7M |
| Q2 2024 | 107.64% | 91.11% | $0 | $1.7M |
| Q3 2024 | 106.72% | 90.59% | $0 | $1.7M |
| Q4 2024 | 100.23% | 90.37% | $0 | $1.0M |
| Q1 2025 | 93.09% | 90.89% | $0 | $0 |
| Q2 2025 | 98.26% | 90.63% | $0 | $0 |
| Q3 2025 | 97.81% | 91.09% | $0 | $0 |
| Q4 2025 | 95.73% | 90.16% | $0 | $0 |
| Q1 2026 | 88.75% | 90.56% | $0 | $0 |
| Q2 2026 | 85.10% | 89.76% | $0 | $0 |
| Q3 2026 | 86.77% | 88.76% | $0 | $0 |
Fairview Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Fairview Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fairview Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28652) · FFIEC NIC profile (RSSD 618777)