Fairview Savings and Loan Association: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged up 0.07 percentage points between Q2 2026 and Q3 2026, to 4.22%. Within Oklahoma, Fairview Savings and Loan Association is 101st of 169 on net interest margin, 4.05% as of Q3 2026, below the middle of the field. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Fairview Savings and Loan Association sits 0.16 points higher, at 4.05% (Q3 2026); the peer median is as of Q2 2026.
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 5.40% |
| Yield on loans | 6.21% |
| Yield on securities | 4.22% |
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 1.69% |
| Cost of interest-bearing deposits | 2.18% |
| Cost of interest-bearing liabilities | 2.18% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 4.05% |
| Yield to cost spread | 3.22% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $686K |
| Total interest expense | $218K |
| Interest expense on deposits | $218K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 5.22% | 1.42% | 4.10% | 5.52% | 3.96% |
| Q1 2024 | 5.25% | 1.74% | 3.92% | 5.58% | 3.96% |
| Q2 2024 | 5.46% | 1.87% | 4.03% | 5.62% | 4.85% |
| Q3 2024 | 5.59% | 1.96% | 4.09% | 5.77% | 3.96% |
| Q4 2024 | 5.56% | 1.97% | 4.06% | 5.91% | 3.97% |
| Q1 2025 | 5.39% | 1.79% | 3.97% | 5.82% | 3.97% |
| Q2 2025 | 5.58% | 1.77% | 4.18% | 6.01% | 3.98% |
| Q3 2025 | 5.69% | 1.84% | 4.23% | 6.13% | 4.87% |
| Q4 2025 | 5.63% | 1.79% | 4.22% | 6.21% | 3.99% |
| Q1 2026 | 5.44% | 1.66% | 4.10% | 6.11% | 3.99% |
| Q2 2026 | 5.41% | 1.66% | 4.08% | 6.25% | 4.15% |
| Q3 2026 | 5.40% | 1.69% | 4.05% | 6.21% | 4.22% |
Fairview Savings and Loan Association yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Fairview Savings and Loan Association, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fairview Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28652) · FFIEC NIC profile (RSSD 618777)