Bank call report · Duke, OK
Farmers and Merchants Bank Call Report
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Farmers and Merchants Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 133 reported line items, schedule by schedule (538 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 273859 |
| FDIC certificate number | 12284 |
| Total assets | $20.5M |
Official Q2 2026 call report PDF (FFIEC) →
Farmers and Merchants Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Farmers and Merchants Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $20.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $20.5M |
| Total Liabilities and Minority Interest | RCON2948 | $18.2M |
| Total Deposits | RCON2200 | $18.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $12.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $6.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $6.3M |
| Held-to-maturity Securities, Total | RCON1754 | $6.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $6.3M |
| Deposits: Noninterest-bearing | RCON6631 | $5.8M |
| Federal Funds Sold | RCONB987 | $4.7M |
| Total Equity Capital | RCON3210 | $2.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $2.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $2.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.4M |
| Interest-bearing Balances | RCON0071 | $1.2M |
| Other Assets | RCON2160 | $499K |
| Surplus | RCON3839 | $225K |
| Common Stock | RCON3230 | $150K |
| Allowance for Loan and Lease Losses | RCON3123 | $126K |
| Other Liabilities, Total | RCON2930 | $118K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $65K |
Schedule RI: Income Statement (27 items)
About Schedule RI · Farmers and Merchants Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $475K |
| Net Interest Income | RIAD4074 | $327K |
| Total Noninterest Expense | RIAD4093 | $286K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $239K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $177K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $177K |
| Salaries and Employee Benefits | RIAD4135 | $160K |
| Total Interest Expense | RIAD4073 | $148K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $138K |
| Interest on Other Securities | RIAD4060 | $138K |
| Other Noninterest Expense | RIAD4092 | $122K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $109K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $70K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $70K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $70K |
| Net Income (Loss) | RIAD4340 | $70K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $70K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $57K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $53K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $45K |
| Other Noninterest Income | RIADB497 | $29K |
| Total Noninterest Income | RIAD4079 | $29K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $23K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $16K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 4 |
Schedule RC-B: Securities (8 items)
About Schedule RC-B · Farmers and Merchants Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $6.3M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $6.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $6.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.4M |
| Pledged Securities | RCON0416 | $2.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $757K |
Schedule RC-C, Part I: Loans and Leases (12 items)
About Schedule RC-C, Part I · Farmers and Merchants Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $6.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $4.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $4.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $3.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.5M |
| Commercial and Industrial Loans | RCON1766 | $1.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $377K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $169K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $95K |
| Other Loans | RCONJ464 | $12K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $6K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (2 items)
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · Farmers and Merchants Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $12.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $10.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $6.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $5.8M |
| Total Transaction Accounts | RCON2215 | $5.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $5.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $4.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $3.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $3.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $2.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $419K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $260K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $256K |
Schedule RC-F: Other Assets (2 items)
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $118K |
Schedule RC-K: Quarterly Averages (11 items)
About Schedule RC-K · Farmers and Merchants Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $20.6M |
| All Other Securities | RCONB560 | $6.8M |
| Quarterly Average of Total Loans | RCON3360 | $6.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $5.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $4.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $4.5M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $4.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $169K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · Farmers and Merchants Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $929K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Farmers and Merchants Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $222K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Farmers and Merchants Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $20.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $18.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $12.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $5.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 705 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 14 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (15 items)
About Schedule RC-R, Part I · Farmers and Merchants Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $20.6M |
| Average total consolidated assets | RCOAKW03 | $20.6M |
| Total Assets | RCOA2170 | $20.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $2.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.3M |
| Retained Earnings | RCOAKW00 | $2.0M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $929K |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $929K |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $375K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.113 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0452 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $2.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.3M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Farmers and Merchants Bank changes in allowances for credit losses trends
Farmers and Merchants Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Farmers and Merchants Bank call report?
The Farmers and Merchants Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Farmers and Merchants Bank file?
Farmers and Merchants Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Farmers and Merchants Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Farmers and Merchants Bank has Federal Reserve RSSD ID 273859 and FDIC certificate number 12284. Either one finds its filings on the FFIEC Central Data Repository.
How often does Farmers and Merchants Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Farmers and Merchants Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 12284) · FFIEC NIC profile (RSSD 273859)