Bank call report · Ashland, NE
Farmers and Merchants Bank of Ashland Call Report
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Farmers and Merchants Bank of Ashland filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 272 reported line items, schedule by schedule (580 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 398051 |
| FDIC certificate number | 5377 |
| Total assets | $152.2M |
Official Q2 2026 call report PDF (FFIEC) →
Farmers and Merchants Bank of Ashland call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Farmers and Merchants Bank of Ashland balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $152.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $152.2M |
| Total Liabilities and Minority Interest | RCON2948 | $137.6M |
| Total Deposits | RCON2200 | $128.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $115.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $114.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $99.7M |
| Deposits: Noninterest-bearing | RCON6631 | $28.3M |
| Total Equity Capital | RCON3210 | $14.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $14.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $13.3M |
| Interest-bearing Balances | RCON0071 | $12.5M |
| Surplus | RCON3839 | $12.0M |
| Other Borrowed Money | RCON3190 | $6.9M |
| Other Assets | RCON2160 | $6.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $2.8M |
| Other Liabilities, Total | RCON2930 | $2.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$303K |
| Intangible Assets | RCON2143 | $131K |
| Common Stock | RCON3230 | $100K |
Schedule RI: Income Statement (39 items)
About Schedule RI · Farmers and Merchants Bank of Ashland income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $4.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.7M |
| Net Interest Income | RIAD4074 | $2.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.9M |
| Total Noninterest Expense | RIAD4093 | $1.8M |
| Total Interest Expense | RIAD4073 | $1.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.2M |
| Salaries and Employee Benefits | RIAD4135 | $1.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $983K |
| Net Income (Loss) | RIAD4340 | $983K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $983K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $935K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $603K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $494K |
| Other Noninterest Expense | RIAD4092 | $407K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $292K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $280K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $275K |
| Applicable Income Taxes | RIAD4302 | $254K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $231K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $207K |
| Total Noninterest Income | RIAD4079 | $200K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $159K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $150K |
| Interest on Other Securities | RIAD4060 | $146K |
| Other Noninterest Income | RIADB497 | $146K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $103K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $57K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$49K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $42K |
| Net Servicing Fees | RIADB492 | $31K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $23K |
| Other Interest Income | RIAD4518 | $19K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $17K |
| Income from Lease Financing Receivables | RIAD4065 | $17K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $9K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 20 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Farmers and Merchants Bank of Ashland securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $312K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $260K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $6.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $6.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $13.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $6.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $3.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $3.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.4M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $2.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.2M |
| Pledged Securities | RCON0416 | $1.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.6M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $1.5M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $1.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $326K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $255K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $221K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $6K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Farmers and Merchants Bank of Ashland loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $115.6M |
| Pledged Loans and Leases | RCONG378 | $58.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $43.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $22.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $22.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $20.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $19.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $13.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $11.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $11.2M |
| Commercial and Industrial Loans | RCON1766 | $11.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $11.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $10.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $9.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $9.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $8.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $8.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $7.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $7.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $7.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $7.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $811K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $599K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $345K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $266K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $258K |
| Other Loans | RCONJ464 | $217K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $13K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $7.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $2.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $838K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $801K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $713K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $564K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $351K |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 23 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 20 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 20 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 15 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 14 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 13 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 13 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 11 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 9 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Farmers and Merchants Bank of Ashland deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $84.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $75.4M |
| Total Transaction Accounts | RCON2215 | $44.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $36.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $28.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $24.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $24.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $17.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $14.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $14.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $13.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $12.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $12.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $10.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $10.5M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $10.5M |
| Total reciprocal deposits | RCONJH83 | $8.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $8.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $7.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $5.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.2M |
| Total Brokered Deposits | RCON2365 | $5.2M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $5.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $3.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $520K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.2M |
| Accrued Interest Receivable | RCONB556 | $1.1M |
| Other Assets | RCON2168 | $191K |
| Prepaid Expenses | RCON2166 | $186K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $5K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $2.1M |
| Deferred Compensation Liabilities | RCONC011 | $1.7M |
| Accounts Payable | RCON3066 | $459K |
| Net Deferred Tax Liabilities | RCON3049 | $203K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $201K |
| Other Expenses Accrued and Unpaid | RCON3646 | $129K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Farmers and Merchants Bank of Ashland quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $149.1M |
| Quarterly Average of Total Loans | RCON3360 | $114.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $48.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $46.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $37.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $31.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $15.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $12.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $10.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $8.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $7.6M |
| All Other Securities | RCONB560 | $7.5M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $6.9M |
| Mortgage-backed Securities | RCONB559 | $6.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Farmers and Merchants Bank of Ashland derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $11.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $6.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $3.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.2M |
| Performance Standby Letters of Credit | RCON3821 | $4K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Farmers and Merchants Bank of Ashland memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $6.1M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $810K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $810K |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $714K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $131K |
| Mortgage Servicing Assets | RCON3164 | $131K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Farmers and Merchants Bank of Ashland past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $480K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $440K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $40K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $13K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $13K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Farmers and Merchants Bank of Ashland other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $149.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $128.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $90.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $34.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $14.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $289K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,833 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 87 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 73 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Farmers and Merchants Bank of Ashland regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $152.2M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $149.1M |
| Average total consolidated assets | RCOAKW03 | $149.1M |
| Unconditionally Cancellable Commitments | RCOAS540 | $27.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $14.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $14.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $14.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $14.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $12.1M |
| Retained Earnings | RCOAKW00 | $2.8M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $2.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $2.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$303K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$303K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0146 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $11.0M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $8.2M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $8.2M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $232K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $14.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $13.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $13.7M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $103K |
| Other Comprehensive Income | RIADB511 | $24K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Farmers and Merchants Bank of Ashland changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.2M |
Schedule RI-E: Explanations (21 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $128K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $110K |
| Directors' Fees | RIAD4136 | $31K |
| Printing, Stationery, and Supplies | RIADC018 | $25K |
| Consulting and Advisory Expense | RIADF557 | $24K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $21K |
| Marketing and Other Professional Services | RIAD0497 | $17K |
| Accounting and Auditing Expenses | RIADF556 | $14K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $10K |
| Safe Deposit Box Rent | RIADC015 | $10K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $8K |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $8K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $7K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $3K |
| Income and Fees from Wire Transfers | RIADT047 | $3K |
| Telecommunications Expense | RIADF559 | $3K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $2K |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $2K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $1K |
| Legal Expense | RIAD4141 | $1K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | -$1K |
Farmers and Merchants Bank of Ashland call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Farmers and Merchants Bank of Ashland call report?
The Farmers and Merchants Bank of Ashland call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Farmers and Merchants Bank of Ashland file?
Farmers and Merchants Bank of Ashland files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Farmers and Merchants Bank of Ashland call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Farmers and Merchants Bank of Ashland has Federal Reserve RSSD ID 398051 and FDIC certificate number 5377. Either one finds its filings on the FFIEC Central Data Repository.
How often does Farmers and Merchants Bank of Ashland file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Farmers and Merchants Bank of Ashland financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 5377) · FFIEC NIC profile (RSSD 398051)