The Farmers and Merchants National Bank of Fairview: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q3 2026 was in Total equity capital: 21.2% lower than in Q2 2026, at $5.8M.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.58% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $15.9M |
| Tier 1 capital | $15.9M |
| Total risk-based capital | — |
| Total equity capital | $5.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 4.92% |
| Tangible equity to tangible assets | 4.92% |
| Equity capital to average assets | 4.57% |
| Internal capital growth rate | 7.88% |
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $120K |
| Common stock surplus | $914K |
| Retained earnings | $14.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$10.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q4 2023 | 11.23% | 2.77% | 2.77% |
| Q1 2024 | 11.40% | 2.47% | 2.47% |
| Q2 2024 | 11.60% | 3.01% | 3.01% |
| Q3 2024 | 11.79% | 4.91% | 4.91% |
| Q4 2024 | 11.46% | 2.50% | 2.50% |
| Q1 2025 | 11.76% | 4.25% | 4.25% |
| Q2 2025 | 11.92% | 4.30% | 4.30% |
| Q3 2025 | 12.07% | 5.73% | 5.73% |
| Q4 2025 | 11.50% | 5.37% | 5.37% |
| Q1 2026 | 11.78% | 5.91% | 5.91% |
| Q2 2026 | 12.18% | 6.16% | 6.16% |
| Q3 2026 | 12.58% | 4.92% | 4.92% |
The Farmers and Merchants National Bank of Fairview regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers and Merchants National Bank of Fairview, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers and Merchants National Bank of Fairview profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4097) · FFIEC NIC profile (RSSD 73152)