The Farmers and Merchants National Bank of Fairview: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Farmers and Merchants National Bank of Fairview of Fairview, OK against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.28% | 1.25% | +0.03% | 36th below |
| ROAE | 24.68% | 13.21% | +11.47% | 94th top |
| Net Interest Margin | 3.35% | 3.95% | -0.60% | 17th bottom |
| Efficiency Ratio | 58.15% | 61.29% | -3.14% | 52nd above |
| PPNR / Avg Assets | 1.37% | — | — | 24th bottom |
| Yield on Earning Assets | 4.69% | 5.68% | -0.99% | 15th bottom |
| Cost of Funds | 1.36% | 1.88% | -0.52% | 72nd above |
| Net Interest Spread | 2.81% | — | — | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.03% | 0.93% | +1.10% | 15th bottom |
| NPA / Total Assets | 0.95% | — | — | 17th bottom |
| NCO / Avg Loans | -0.09% | 0.16% | -0.25% | 98th top |
| ACL / Total Loans | 1.78% | — | — | 85th top |
| ACL / NPLs (Coverage) | 87.70% | — | — | 20th bottom |
| Texas Ratio | 16.44% | 7.37% | +9.07% | 13th bottom |
| Provision / NCO | 95.74% | — | — | 36th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.58% | 11.73% | +0.85% | 69th above |
| Equity / Assets | 4.92% | 10.97% | -6.05% | 2nd bottom |
| TCE / Tangible Assets | 4.92% | — | — | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.94% | 80.71% | -27.77% | 85th top |
| Core Deposit Ratio | 91.04% | 86.89% | +4.15% | 60th above |
| Wholesale Funding Ratio | 5.99% | — | — | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.54% | — | — | 7th bottom |
| Loan Growth (Y/Y) | 9.38% | — | — | 73rd above |
| Deposit Growth (Y/Y) | -3.10% | — | — | 9th bottom |
See The Farmers and Merchants National Bank of Fairview's peers by name
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Unlock The Farmers and Merchants National Bank of Fairview, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Farmers and Merchants National Bank of Fairview profile, how to read a UBPR, or how this data updates.