Bank call report · Dubuque, IA
Fidelity Bank & Trust Call Report
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Fidelity Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 526 reported line items, schedule by schedule (900 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 939249 |
| FDIC certificate number | 14382 |
| Total assets | $2.60B |
Official Q2 2026 call report PDF (FFIEC) →
Fidelity Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (31 items)
About Schedule RC · Fidelity Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.60B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.60B |
| Total Liabilities and Minority Interest | RCON2948 | $2.33B |
| Total Deposits | RCON2200 | $2.13B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.91B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.89B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.80B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $451.0M |
| Deposits: Noninterest-bearing | RCON6631 | $332.5M |
| Total Equity Capital | RCON3210 | $268.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $268.4M |
| Other Borrowed Money | RCON3190 | $171.0M |
| Surplus | RCON3839 | $170.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $113.8M |
| Other Assets | RCON2160 | $95.5M |
| Intangible Assets | RCON2143 | $66.3M |
| Goodwill | RCON3163 | $56.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $27.7M |
| Held-to-maturity Securities, Total | RCON1754 | $23.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $23.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $21.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $20.6M |
| Other Liabilities, Total | RCON2930 | $18.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$15.7M |
| Interest-bearing Balances | RCON0071 | $14.2M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $13.2M |
| Other Real Estate Owned | RCON2150 | $8.2M |
| Federal Funds Sold | RCONB987 | $7.5M |
| Loans and Leases Held for Sale | RCON5369 | $414K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $378K |
| Common Stock | RCON3230 | $200K |
Schedule RI: Income Statement (54 items)
About Schedule RI · Fidelity Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $65.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $56.4M |
| Net Interest Income | RIAD4074 | $42.8M |
| Total Noninterest Expense | RIAD4093 | $23.8M |
| Total Interest Expense | RIAD4073 | $22.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $21.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $21.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $20.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $16.7M |
| Net Income (Loss) | RIAD4340 | $16.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $16.7M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $15.9M |
| Salaries and Employee Benefits | RIAD4135 | $15.4M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $14.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $11.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $9.9M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $8.7M |
| Other Noninterest Expense | RIAD4092 | $5.8M |
| Applicable Income Taxes | RIAD4302 | $4.4M |
| Total Noninterest Income | RIAD4079 | $4.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.9M |
| Interest on Other Securities | RIAD4060 | $3.7M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $2.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $2.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.1M |
| Provision for Loan and Lease Losses | RIAD4230 | $2.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.9M |
| Other Noninterest Income | RIADB497 | $1.7M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.5M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $970K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $931K |
| Net Servicing Fees | RIADB492 | $751K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $731K |
| Other Interest Income | RIAD4518 | $682K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $571K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $507K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $479K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $144K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $143K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $135K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $112K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $69K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $15K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$14K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$9K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $7K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $2K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $2K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $2K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 291 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
Schedule RC-B: Securities (36 items)
About Schedule RC-B · Fidelity Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $742K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $669K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $110.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $102.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $472.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $185.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $178.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $155.5M |
| Pledged Securities | RCON0416 | $138.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $112.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $106.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $66.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $56.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $55.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $55.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $54.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $50.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $47.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $27.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $26.8M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $22.5M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $18.4M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $17.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $11.3M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $4.7M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $4.7M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $2.5M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $2.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $2.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $1.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $865K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $120K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Fidelity Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.91B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $706.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $467.1M |
| Pledged Loans and Leases | RCONG378 | $464.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $429.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $415.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $405.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $342.3M |
| Commercial and Industrial Loans | RCON1766 | $274.5M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $274.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $263.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $213.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $203.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $173.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $120.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $118.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $94.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $63.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $53.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $45.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $41.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $39.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $35.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $33.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $29.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $25.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $20.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $18.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $13.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $10.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $9.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.6M |
| Other Loans | RCONJ464 | $1.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $1.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $198K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $60.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $57.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $48.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $47.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $32.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $28.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $23.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $21.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $15.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $12.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $6.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $3.1M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 589 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 532 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 334 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 273 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 251 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 243 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 235 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 173 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 171 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 162 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 150 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 86 |
Schedule RC-E: Deposit Liabilities (34 items)
About Schedule RC-E · Fidelity Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.34B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.14B |
| Total Demand Deposits (See Note Below) | RCON2210 | $795.3M |
| Total Transaction Accounts | RCON2215 | $795.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $685.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $462.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $363.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $348.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $279.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $274.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $252.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $224.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $215.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $204.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $190.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $170.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $170.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $166.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $129.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $116.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $109.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $82.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $78.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $44.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $41.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $40.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $32.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $22.6M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $8.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $7.2M |
| Total Brokered Deposits | RCON2365 | $7.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $3.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.0M |
| Total reciprocal deposits | RCONJH83 | $686K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $41.5M |
| Accrued Interest Receivable | RCONB556 | $24.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $19.0M |
| Other Assets | RCON2168 | $6.1M |
| Net Deferred Tax Assets | RCON2148 | $4.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $2.8M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $7.9M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $7.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.9M |
| All Other Liabilities | RCON2938 | $1.6M |
| Deferred Compensation Liabilities | RCONC011 | $1.4M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · Fidelity Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.61B |
| Quarterly Average of Total Loans | RCON3360 | $1.89B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $766.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $633.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $485.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $475.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $440.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $334.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $270.3M |
| All Other Securities | RCONB560 | $213.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $209.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $161.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $147.2M |
| Mortgage-backed Securities | RCONB559 | $121.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $28.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $21.7M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $18.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $375K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $187K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (21 items)
About Schedule RC-L · Fidelity Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $7.8M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG411 | $7.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $214.1M |
| Securities Lent | RCON3433 | $138.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $136.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $47.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $42.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $18.0M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $12.5M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $9.9M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $9.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $9.4M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $7.8M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $5.0M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $2.1M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $770K |
| Unused Commitments - Credit Card Lines | RCON3815 | $770K |
| Interest Rate Forward Contracts | RCON8697 | $414K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $49K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $45K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $22K |
Schedule RC-M: Memoranda (12 items)
About Schedule RC-M · Fidelity Bank & Trust memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $62.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $62.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $55.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $52.8M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $8.1M |
| All other intangible assets | RCONJF76 | $5.8M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $4.4M |
| Mortgage Servicing Assets | RCON3164 | $4.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $1.1M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $965K |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $151K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $151K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (30 items)
About Schedule RC-N · Fidelity Bank & Trust past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $21.8M |
| Additions to Nonaccrual Assets | RCONC410 | $21.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $9.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $6.2M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $5.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.6M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $2.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.2M |
| All Other Loans - Nonaccrual | RCON5461 | $1.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $1.8M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $1.6M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $951K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $767K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 90 Days or More and Still Accruing | RCON3494 | $692K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $631K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $631K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $550K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $208K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $115K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $91K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $87K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $57K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $51K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $48K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $33K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $10K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $10K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Fidelity Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.61B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.14B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.34B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $874.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $724.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $220.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $71.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $7.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 79,116 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2,943 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,044 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $4.6M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $4.5M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $414K |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $404K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $455.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $451.4M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $451.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $451.4M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $4.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $4.4M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $4.4M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $4.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $4.4M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $72K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $72K |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $72K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $72K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $72K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $72K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $20K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $20K |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $20K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Fidelity Bank & Trust regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.15B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Fidelity Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.61B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.55B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.15B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $268.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $251.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $229.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $229.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $229.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $170.4M |
| Retained Earnings | RCOAKW00 | $113.8M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $55.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $49.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $22.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $22.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $22.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$15.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$15.7M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $5.8M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1172 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1067 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1067 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0898 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0372 |
Schedule RC-R, Part II: Risk-Weighted Assets (75 items)
About Schedule RC-R, Part II · Fidelity Bank & Trust risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.15B |
| Total Risk-weighted Assets | RCONG641 | $2.15B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.79B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.79B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.66B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.51B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.48B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $451.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $445.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $445.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $395.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $378.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $376.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $376.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $355.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $322.3M |
| Total All Other Assets | RCOND981 | $191.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $188.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $103.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $100.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $90.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $89.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $77.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $71.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $71.1M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $61.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $57.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $56.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $50.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $50.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $42.0M |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $32.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $32.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $29.3M |
| Total Held-to-maturity Securities | RCOND961 | $23.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $21.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $21.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $21.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $21.8M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $21.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$21.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $20.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $20.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $19.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $19.0M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $18.4M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $17.0M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $17.0M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $13.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $11.1M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $9.4M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $9.4M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $9.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $7.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $7.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $7.5M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $7.5M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $4.4M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $4.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $4.4M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $3.8M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $3.0M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $2.8M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $2.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $2.4M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.6M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $1.6M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $839K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $820K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $414K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $414K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $409K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$125K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $20K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $19K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $167.9M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $140.2M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $121.1M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $2.8M |
Schedule RC-T: Fiduciary and Related Services (35 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $317.7M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $127.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $106.7M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $106.7M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $81.6M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $46.5M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $35.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $7.3M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $7.3M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $2.2M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $1.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $1.1M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $904K |
| Income from Fiduciary Activities | RIAD4070 | $688K |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $399K |
| Other Retirement Accounts | RIADB907 | $322K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $213K |
| Personal Trust and Agency Accounts | RIADB904 | $103K |
| Employee Benefit-defined Contribution | RIADB905 | $40K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $9K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 605 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 343 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 343 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 143 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 111 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 29 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 18 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 18 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 6 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 6 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 3 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 2 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 1 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $268.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $257.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $257.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.5M |
| Other Comprehensive Income | RIADB511 | -$1.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · Fidelity Bank & Trust charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $114K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $53K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $38K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $35K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $30K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $23K |
| Recoveries on All Other Loans | RIAD4628 | $3K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Fidelity Bank & Trust changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $20.6M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $18.7M |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $125K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $125K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $122K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $114K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.91B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $745.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $744.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $315.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $74.5M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $28.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $20.6M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $9.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $8.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $849K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $510K |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $198K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $125K |
| Held to Maturity Securities, Total | RCONJJ25 | $125K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $3K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $1.7M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $756K |
| Marketing and Other Professional Services | RIAD0497 | $545K |
| Consulting and Advisory Expense | RIADF557 | $537K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $533K |
Fidelity Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Fidelity Bank & Trust call report?
The Fidelity Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Fidelity Bank & Trust file?
Fidelity Bank & Trust files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Fidelity Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Fidelity Bank & Trust has Federal Reserve RSSD ID 939249 and FDIC certificate number 14382. Either one finds its filings on the FFIEC Central Data Repository.
How often does Fidelity Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Fidelity Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 14382) · FFIEC NIC profile (RSSD 939249)