Bank call report · Murray, UT
Finwise Bank Call Report
BankRegReports is independent of Finwise Bank and never asks for online banking logins or passwords.
Finwise Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 252 reported line items, schedule by schedule (435 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2880019 |
| FDIC certificate number | 35323 |
| Total assets | $915.5M |
Official Q2 2026 call report PDF (FFIEC) →
Finwise Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Finwise Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $915.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $915.5M |
| Total Liabilities and Minority Interest | RCON2948 | $751.4M |
| Total Deposits | RCON2200 | $723.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $585.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $561.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $514.5M |
| Loans and Leases Held for Sale | RCON5369 | $175.3M |
| Total Equity Capital | RCON3210 | $164.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $164.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $152.9M |
| Deposits: Noninterest-bearing | RCON6631 | $138.0M |
| Interest-bearing Balances | RCON0071 | $89.9M |
| Other Assets | RCON2160 | $86.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $47.4M |
| Other Liabilities, Total | RCON2930 | $28.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $27.5M |
| Surplus | RCON3839 | $10.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8.9M |
| Held-to-maturity Securities, Total | RCON1754 | $8.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $4.8M |
| Intangible Assets | RCON2143 | $4.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.7M |
| Common Stock | RCON3230 | $438K |
| Other Real Estate Owned | RCON2150 | $27K |
| Accumulated Other Comprehensive Income | RCONB530 | $14K |
Schedule RI: Income Statement (36 items)
About Schedule RI · Finwise Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $67.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $62.3M |
| Net Interest Income | RIAD4074 | $56.8M |
| Total Noninterest Expense | RIAD4093 | $55.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $48.7M |
| Total Noninterest Income | RIAD4079 | $40.6M |
| Other Noninterest Income | RIADB497 | $37.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $33.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $33.1M |
| Other Noninterest Expense | RIAD4092 | $32.4M |
| Salaries and Employee Benefits | RIAD4135 | $20.8M |
| Total Interest Expense | RIAD4073 | $10.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $8.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.5M |
| Net Income (Loss) | RIAD4340 | $6.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.5M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $2.9M |
| Income from Lease Financing Receivables | RIAD4065 | $2.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.4M |
| Applicable Income Taxes | RIAD4302 | $2.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.0M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $1.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $754K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $574K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $254K |
| Net Servicing Fees | RIADB492 | $230K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $224K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $102K |
| Other Interest Income | RIAD4518 | $13K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 206 |
Schedule RC-B: Securities (18 items)
About Schedule RC-B · Finwise Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $4.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $3.8M |
| Pledged Securities | RCON0416 | $36.4M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $27.5M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $27.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $27.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $17.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $15.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $10.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $7.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $4.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $4.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $2.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $350K |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Finwise Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $737.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $305.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $258.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $231.4M |
| Pledged Loans and Leases | RCONG378 | $231.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $226.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $188.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $76.0M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $73.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $63.3M |
| Commercial and Industrial Loans | RCON1766 | $58.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $44.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $32.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $32.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $26.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $20.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $8.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $7.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $4.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $3.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.6M |
| Unearned Income on Loans | RCON2123 | $1.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $938K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $561K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $357K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $204K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK204 | $204K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $186K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $19.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $17.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $12.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $956K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 847 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 160 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 106 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 71 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 12 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Finwise Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $468.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $445.7M |
| Total Brokered Deposits | RCON2365 | $445.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $445.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $377.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $370.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $349.3M |
| Total Transaction Accounts | RCON2215 | $254.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $254.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $254.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $197.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $151.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $65.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $49.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $22.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $16.0M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $15.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $11.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $11.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $8.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $7.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $6.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $4.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $64K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $79.6M |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $31.9M |
| Accounts Receivable | RCONFT34 | $27.2M |
| Accrued Interest Receivable | RCONB556 | $3.7M |
| Net Deferred Tax Assets | RCON2148 | $2.7M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $581K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $13.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $11.5M |
| Accounts Payable | RCON3066 | $9.9M |
| Operating lease liabilities | RCONLB56 | $3.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $697K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Finwise Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $889.6M |
| Quarterly Average of Total Loans | RCON3360 | $628.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $419.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $252.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $221.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $105.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $84.1M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $72.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $60.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $50.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $44.5M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $31.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $27.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $12.9M |
| Mortgage-backed Securities | RCONB559 | $9.2M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Finwise Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Credit Card Lines | RCON3815 | $321.0M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $80.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $21.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $16.2M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $3.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $585K |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (17 items)
About Schedule RC-N · Finwise Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $37.5M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $23.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $22.7M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $19.0M |
| Additions to Nonaccrual Assets | RCONC410 | $16.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $10.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $9.9M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $8.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $2.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.9M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $952K |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $737K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $674K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $193K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $149K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $149K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Finwise Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $889.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $725.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $551.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $173.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $159.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $63K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,189 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 132 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Finwise Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $915.5M |
| Average total consolidated assets | RCOAKW03 | $889.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $885.3M |
| Unconditionally Cancellable Commitments | RCOAS540 | $321.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $164.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $159.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $159.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $159.8M |
| Retained Earnings | RCOAKW00 | $152.9M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $43.6M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $43.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $11.2M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $4.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $4.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $19K |
| Accumulated Other Comprehensive Income | RCOAB530 | $14K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$5K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1805 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0477 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $164.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $157.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $157.6M |
| Other Comprehensive Income | RIADB511 | -$12K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (14 items)
About Schedule RI-B, Part I · Finwise Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $23.9M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $18.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $2.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.4M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $1.2M |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $933K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $457K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $453K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $420K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $397K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $335K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $63K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $37K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Finwise Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $47.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $36.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $23.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $140K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $298.9M |
Finwise Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Finwise Bank call report?
The Finwise Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Finwise Bank file?
Finwise Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Finwise Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Finwise Bank has Federal Reserve RSSD ID 2880019 and FDIC certificate number 35323. Either one finds its filings on the FFIEC Central Data Repository.
How often does Finwise Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Finwise Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35323) · FFIEC NIC profile (RSSD 2880019)