Bank routing number ยท Southern Pines, North Carolina
First Bank Routing Number (ABA): 053104568
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The First Bank routing number is 053104568. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
First Bank at a glance
Its CET1 capital ratio was 14.69% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $13.03B
- CET1 ratio, Q2 2026
- 14.69%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 116 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1934
Full financial profile · Is First Bank safe? · First Bank call report · Branch locations
First Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 053104568 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; First Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0456, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First Bank checks or in its online banking. Ask the bank for wire instructions (www.localfirstbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First Bank
First Bank is headquartered in Southern Pines, North Carolina and was established in 1934. It is in the PINEHURST-SOUTHERN PINES, NC metro area. It reported $13.03B in total assets and $11.10B in deposits for Q2 2026, the 5th largest of the 38 banks headquartered in North Carolina. It reports 116 domestic offices. Its deposits have been FDIC insured since 1935. Its primary federal regulator is the Federal Reserve.
What the digits in 053104568 mean
The first four digits, 0531, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0456, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 11 + 15 = 110, a multiple of 10, so 053104568 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First Bank routing number?
The First Bank routing number is 053104568. It is the primary ABA routing transit number registered to First Bank, headquartered in Southern Pines, NC. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the First Bank wire routing number?
This page lists the primary routing number registered to First Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Bank before sending a wire.
Is ABA number 053104568 the routing number for First Bank?
Yes. It is the primary routing number registered to First Bank.
Which bank uses routing number 053104568?
It belongs to First Bank, headquartered in Southern Pines, NC. It is the bank's primary ABA routing number (FDIC certificate 15019).
Routing numbers of similar-size institutions in North Carolina
- Bank, Wilmington, NC
- Live Oak Banking Company: 053112822
- Credit union, Raleigh, NC
- Coastal Federal Credit Union: 253175494
- Credit union, Winston Salem, NC
- Truliant Federal Credit Union: 253177832
- Bank, Mount Olive, NC
- Southern Bank and Trust Company: 053102586
- Bank, Fuquay Varina, NC
- The Fidelity Bank: 053103585
- Bank, Asheville, NC
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- Bank, Rocky Mount, NC
- First Carolina Bank: 053112408
- Credit union, Raleigh, NC
- Civic Federal Credit Union: 253184537
View First Bank's full profile →
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Regulator records: FDIC BankFind (cert 15019) · FFIEC NIC profile (RSSD 216922)