Bank call report · Owasso, OK
First Bank of Owasso Call Report
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First Bank of Owasso filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 304 reported line items, schedule by schedule (954 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 637554 |
| FDIC certificate number | 18592 |
| Total assets | $639.3M |
Official Q2 2026 call report PDF (FFIEC) →
First Bank of Owasso call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · First Bank of Owasso balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $639.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $639.3M |
| Total Liabilities and Minority Interest | RCON2948 | $540.0M |
| Total Deposits | RCON2200 | $538.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $493.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $486.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $424.8M |
| Deposits: Noninterest-bearing | RCON6631 | $113.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $101.6M |
| Total Equity Capital | RCON3210 | $99.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $99.3M |
| Federal Funds Sold | RCONB987 | $63.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $36.6M |
| Interest-bearing Balances | RCON0071 | $35.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.8M |
| Other Assets | RCON2160 | $3.3M |
| Other Components of Equity Capital | RCONA130 | -$2.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.0M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Surplus | RCON3839 | $1.2M |
| Common Stock | RCON3230 | $1.1M |
Schedule RI: Income Statement (38 items)
About Schedule RI · First Bank of Owasso income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $19.8M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $17.3M |
| Net Interest Income | RIAD4074 | $14.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $14.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $8.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.7M |
| Net Income (Loss) | RIAD4340 | $8.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $8.7M |
| Total Noninterest Expense | RIAD4093 | $7.6M |
| Total Interest Expense | RIAD4073 | $5.1M |
| Salaries and Employee Benefits | RIAD4135 | $4.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.3M |
| Other Noninterest Expense | RIAD4092 | $2.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.0M |
| Total Noninterest Income | RIAD4079 | $2.0M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1.4M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $690K |
| Other Noninterest Income | RIADB497 | $570K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $495K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $455K |
| Interest on Other Securities | RIAD4060 | $455K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $378K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $298K |
| Provision for Loan and Lease Losses | RIAD4230 | $244K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $194K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $138K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $75K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $47K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $38K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $38K |
| Net Servicing Fees | RIADB492 | $31K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $22K |
| Other Interest Income | RIAD4518 | $16K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $12K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 80 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $38.0M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $37.0M |
| Currency and Coin | RCON0080 | $1.0M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $3K |
Schedule RC-B: Securities (15 items)
About Schedule RC-B · First Bank of Owasso securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $195K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $192K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $18.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $16.9M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $38.6M |
| Pledged Securities | RCON0416 | $35.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $19.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $19.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $16.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $14.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $14.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $519K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $500K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $192K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · First Bank of Owasso loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $493.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $368.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $291.6M |
| Pledged Loans and Leases | RCONG378 | $169.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $82.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $57.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $51.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $48.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $44.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $43.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $25.2M |
| Commercial and Industrial Loans | RCON1766 | $17.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $17.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $14.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $9.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $5.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $940K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $697K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $435K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $327K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $278K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $141K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $68K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $46K |
| Other Loans | RCONJ464 | $46K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $15K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $45.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $8.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $3.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $312K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $215K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $100K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 130 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 104 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 75 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 45 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 16 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 13 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · First Bank of Owasso deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $281.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $258.7M |
| Total Transaction Accounts | RCON2215 | $256.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $218.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $210.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $124.3M |
| Total reciprocal deposits | RCONJH83 | $124.3M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $79.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $79.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $55.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $39.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $23.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $16.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $16.6M |
| Total Brokered Deposits | RCON2365 | $16.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $7.3M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $6.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $3.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $2.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $746K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $696K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $21K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $982K |
| All Other Liabilities | RCON2938 | $289K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $288K |
| Other Expenses Accrued and Unpaid | RCON3646 | $63K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $22K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · First Bank of Owasso quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $646.3M |
| Quarterly Average of Total Loans | RCON3360 | $489.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $405.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $272.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $154.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $66.3M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $63.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $35.2M |
| All Other Securities | RCONB560 | $23.8M |
| Mortgage-backed Securities | RCONB559 | $19.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $14.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $4.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · First Bank of Owasso derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $102.3M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $17.5M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $17.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $11.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $7.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $7.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $4.5M |
| Performance Standby Letters of Credit | RCON3821 | $3.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $892K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · First Bank of Owasso memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.0M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (10 items)
About Schedule RC-N · First Bank of Owasso past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $7.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $4.7M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $418K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $312K |
| Additions to Nonaccrual Assets | RCONC410 | $68K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $68K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $68K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $28K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First Bank of Owasso other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $646.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $538.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $305.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $225.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $100.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 11,010 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 244 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 133 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First Bank of Owasso regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First Bank of Owasso regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $646.3M |
| Average total consolidated assets | RCOAKW03 | $646.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $555.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $108.2M |
| Retained Earnings | RCOAKW00 | $101.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $101.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $101.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $101.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $99.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | -$381K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1947 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1822 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1822 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1567 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1147 |
Schedule RC-R, Part II: Risk-Weighted Assets (51 items)
About Schedule RC-R, Part II · First Bank of Owasso risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $556.6M |
| Total Risk-weighted Assets | RCONG641 | $555.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $497.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $497.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $438.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $427.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $420.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $130.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $130.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $112.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $67.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $65.7M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $63.0M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $63.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $62.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $62.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $56.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $51.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $38.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $37.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $36.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $33.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $27.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $26.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $21.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $17.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $16.8M |
| Total All Other Assets | RCOND981 | $15.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $14.8M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $11.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$8.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $4.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $4.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $4.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $3.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $3.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $2.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $1.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $1.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $892K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $892K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $892K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $657K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $301K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $292K |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $53K |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $20K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $14K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $99.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $96.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $96.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $5.8M |
| Other Comprehensive Income | RIADB511 | -$226K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First Bank of Owasso changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $6.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $54K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $448K |
| Data Processing Expenses | RIADC017 | $286K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $172K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $172K |
| Marketing and Other Professional Services | RIAD0497 | $160K |
| Consulting and Advisory Expense | RIADF557 | $145K |
| Directors' Fees | RIAD4136 | $101K |
First Bank of Owasso call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Bank of Owasso call report?
The First Bank of Owasso call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Bank of Owasso file?
First Bank of Owasso files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Bank of Owasso call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Bank of Owasso has Federal Reserve RSSD ID 637554 and FDIC certificate number 18592. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Bank of Owasso file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Bank of Owasso financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 18592) · FFIEC NIC profile (RSSD 637554)