First Citizens Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.64 percentage points in Q2 2026, from 27.64% to 26.00%. It was the largest change from Q1 2026 among the key lines here. First Citizens Bank ranks 36th of 93 Alabama banks on total deposits, in the upper half at $344.1M (Q2 2026). First Citizens Bank reported $344.1M on total deposits for Q2 2026, 25% above the $276.0M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $344.1M |
| Domestic office deposits | $344.1M |
| Foreign office deposits | — |
| Deposits to total assets | 85.48% |
| Deposits to total liabilities | 97.98% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $89.8M |
| Savings deposits | $33.4M |
| Transaction accounts to domestic deposits | 47.96% |
| Time deposits | $37K |
| Time deposits under $100k | $33.9M |
| Time deposits $100k to $250k | $43.3M |
| Time deposits over $250k | $49.5M |
| Noninterest-bearing share of deposits | 26.00% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $294.7M |
| Core deposits to total deposits | 85.62% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.13% |
| Interest expense on deposits | $1.3M |
| Loans and leases to core deposits | 78.56% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $295.6M | 88.68% | 0.00% | 1.88% |
| Q4 2023 | $295.8M | 87.71% | 0.00% | 2.26% |
| Q1 2024 | $305.4M | 87.60% | 0.00% | 2.34% |
| Q2 2024 | $310.2M | 87.31% | 0.00% | 2.41% |
| Q3 2024 | $313.1M | 87.39% | 0.00% | 2.45% |
| Q4 2024 | $324.7M | 87.05% | 0.00% | 2.41% |
| Q1 2025 | $324.1M | 87.07% | 0.00% | 2.22% |
| Q2 2025 | $326.9M | 86.74% | 0.00% | 2.21% |
| Q3 2025 | $335.8M | 86.88% | 0.00% | 2.24% |
| Q4 2025 | $342.3M | 87.33% | 0.00% | 2.22% |
| Q1 2026 | $344.3M | 87.21% | 0.00% | 2.13% |
| Q2 2026 | $344.1M | 85.62% | 0.00% | 2.13% |
First Citizens Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First Citizens Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Citizens Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23152) · FFIEC NIC profile (RSSD 541231)