First Community Bank of Central Alabama: Return on Average Assets
Data as of · sourced from FFIEC call reports. How we update
First Community Bank of Central Alabama reported a return on average assets of 2.41% as of Q2 2026, ranking #209 of 3,648 U.S. banks (94th percentile). Return on Assets (ROA) measures net income divided by average total assets, the single most-watched US banking profitability metric.
12-Quarter Trend
National Context
What is the Return on Average Assets?
Return on Average Assets measures net income against the bank's average total assets over the period. It is the single most-watched profitability metric in banking because it normalizes for bank size and capital structure.
Most healthy US community banks report ROA between 0.8% and 1.4%. Anything above 1.5% is excellent (often signals specialty lending or premium funding cost advantage). Anything below 0.5% suggests structural profitability problems.
Full definition & formula →Frequently asked questions
What is First Community Bank of Central Alabama's Return on Average Assets?
First Community Bank of Central Alabama's Return on Average Assets was 2.41% as of Q2 2026, ranking #209 of 3,648 U.S. banks.
What is the Return on Average Assets?
Return on Average Assets measures net income against the bank's average total assets over the period. It is the single most-watched profitability metric in banking because it normalizes for bank size and capital structure.
More First Community Bank of Central Alabama metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Community Bank of Central Alabama profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 57124) · FFIEC NIC profile (RSSD 3034257)