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Bank call report · Sullivan, IL

First Community Bank of Moultrie County Call Report

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First Community Bank of Moultrie County filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 310 reported line items, schedule by schedule (753 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

First Community Bank of Moultrie County call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID459644
FDIC certificate number3745
Total assets$119.7M

Official Q2 2026 call report PDF (FFIEC) →

First Community Bank of Moultrie County call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (25 items)

About Schedule RC · First Community Bank of Moultrie County balance sheet trends

First Community Bank of Moultrie County Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $119.7M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $119.7M
Total Liabilities and Minority Interest RCON2948 $110.7M
Total Deposits RCON2200 $109.7M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $87.6M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $53.4M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $52.5M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $40.9M
Deposits: Noninterest-bearing RCON6631 $22.0M
Interest-bearing Balances RCON0071 $13.6M
Total Equity Capital RCON3210 $9.0M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $9.0M
Undivided Profits and Capital Reserves RCON3632 $7.6M
Held to maturity securities (ASU 2016-13 adoption) RCONJJ34 $6.0M
Held-to-maturity Securities, Total RCON1754 $6.0M
Other Assets RCON2160 $4.3M
Surplus RCON3839 $3.6M
Accumulated Other Comprehensive Income RCONB530 -$2.5M
Noninterest-bearing Balances and Currency and Coin RCON0081 $1.2M
Other Liabilities, Total RCON2930 $1.0M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $915K
Allowance for Loan and Lease Losses RCON3123 $838K
Common Stock RCON3230 $367K
Intangible Assets RCON2143 $325K
Goodwill RCON3163 $315K
Schedule RI: Income Statement (37 items)

About Schedule RI · First Community Bank of Moultrie County income statement trends

First Community Bank of Moultrie County Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $2.4M
Net Interest Income RIAD4074 $1.9M
Interest and Fee Income on Loans, Total RIAD4010 $1.7M
Total Noninterest Expense RIAD4093 $1.5M
Salaries and Employee Benefits RIAD4135 $817K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $760K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $760K
Income (Loss) Before Discontinued Operations RIAD4300 $752K
Net Income (Loss) RIAD4340 $752K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $752K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $719K
Other Noninterest Expense RIAD4092 $515K
Total Interest Expense RIAD4073 $469K
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $381K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $338K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $303K
Interest Income on Balances Due from Depository Institutions RIAD4115 $295K
Total Noninterest Income RIAD4079 $283K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $249K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $231K
Other Noninterest Income RIADB497 $224K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $168K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $158K
Expenses of Premises and Fixed Assets RIAD4217 $128K
Savings Deposits (Including Mmdas) RIAD0093 $102K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $94K
Interest on Other Securities RIAD4060 $94K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $57K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $53K
Provision for Loan and Lease Losses RIAD4230 -$25K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $11K
Applicable Income Taxes RIAD4302 $8K
Other Interest Income RIAD4518 $3K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $1K
Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards RIADB485 $1K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 21
Schedule RC-B: Securities (15 items)

About Schedule RC-B · First Community Bank of Moultrie County securities trends

First Community Bank of Moultrie County Schedule RC-B, Q2 2026
Line item Code Q2 2026
Total Amortized Cost of Available-for-sale Securities RCON1772 $43.4M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $43.4M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $40.9M
Pledged Securities RCON0416 $29.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $19.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $12.1M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $11.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $9.4M
Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8496 $6.0M
Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. RCON8497 $6.0M
Total Fair Value of Held-to-maturity Securities RCON1771 $6.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $4.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $1.8M
Amortized Cost of Structured Notes RCON8782 $1.2M
Fair Value of Structured Notes RCON8783 $1.1M
Schedule RC-C, Part I: Loans and Leases (34 items)

About Schedule RC-C, Part I · First Community Bank of Moultrie County loans and leases trends

First Community Bank of Moultrie County Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $53.4M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $22.0M
Pledged Loans and Leases RCONG378 $21.1M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $17.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $9.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $9.2M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $7.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $7.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $6.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $5.4M
Commercial and Industrial Loans RCON1766 $4.5M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $3.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $3.4M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $3.1M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $2.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $2.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $2.7M
Real Estate Loans Secured by Farmland RCON1420 $2.6M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $2.5M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $2.2M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $2.0M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $1.8M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $1.5M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $1.2M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $1.0M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $754K
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions RCONJ454 $552K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $477K
Loans Secured by 1-4 Family Residential Construction RCONF158 $294K
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $125K
Other Loans RCONJ464 $67K
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $52K
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $13K
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $11K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

First Community Bank of Moultrie County Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $3.1M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $2.6M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $1.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $1.1M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $993K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $895K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $867K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $760K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $748K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $436K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $275K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $48K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 40
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 31
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 12
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 9
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 9
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 8
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 8
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 8
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 7
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 6
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 4
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 1
Schedule RC-E: Deposit Liabilities (23 items)

About Schedule RC-E · First Community Bank of Moultrie County deposit liabilities trends

First Community Bank of Moultrie County Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $60.9M
Total Transaction Accounts RCON2215 $48.7M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $42.5M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $37.3M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $34.0M
Total Demand Deposits (See Note Below) RCON2210 $29.2M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $18.5M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $17.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $13.5M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $11.4M
Total Time Deposits of Less Than $100,000 RCON6648 $10.3M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $8.5M
Money Market Deposit Accounts (Mmda's) RCON6810 $5.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $4.1M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $2.7M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $2.7M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $1.8M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $1.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $956K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $840K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $299K
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $274K
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $6K
Schedule RC-F: Other Assets (6 items)

About Schedule RC-F

First Community Bank of Moultrie County Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $2.3M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $988K
Accrued Interest Receivable RCONB556 $674K
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $138K
Other Assets RCON2168 $134K
Prepaid Expenses RCON2166 $129K
Schedule RC-G: Other Liabilities (7 items)

About Schedule RC-G

First Community Bank of Moultrie County Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $795K
Deferred Compensation Liabilities RCONC011 $284K
First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCON3552 $246K
Dividends Declared But Not Yet Payable RCON2932 $209K
Other Expenses Accrued and Unpaid RCON3646 $93K
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $83K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $75K
Schedule RC-K: Quarterly Averages (14 items)

About Schedule RC-K · First Community Bank of Moultrie County quarterly averages trends

First Community Bank of Moultrie County Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $122.8M
Quarterly Average of Total Loans RCON3360 $52.0M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $43.0M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $42.5M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $25.9M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $23.5M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $18.5M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $18.4M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $12.8M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $7.2M
All Other Securities RCONB560 $6.0M
Quarterly Average of Commercial and Industrial Loans RCON3387 $4.4M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $3.7M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $2.8M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)

About Schedule RC-L · First Community Bank of Moultrie County derivatives and off-balance-sheet items trends

First Community Bank of Moultrie County Schedule RC-L, Q2 2026
Line item Code Q2 2026
Other Unused Commitments: All Other Unused Commitments RCONJ459 $3.1M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $1.5M
1-4 Family Residential Construction Loan Commitments RCONF164 $1.2M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $993K
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $235K
Other unused commitments: Loans to nondepository financial institutions RCONPV11 $185K
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $128K
Other unused commitments: Loans to depository financial institutions RCONPV10 $111K
Schedule RC-M: Memoranda (3 items)

About Schedule RC-M · First Community Bank of Moultrie County memoranda trends

First Community Bank of Moultrie County Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $4.1M
All other intangible assets RCONJF76 $10K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 2
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (10 items)

About Schedule RC-N · First Community Bank of Moultrie County past due and nonaccrual loans, leases, and other assets trends

First Community Bank of Moultrie County Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $742K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $501K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $112K
Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing RCON1607 $55K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $55K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $47K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $30K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $30K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $22K
Additions to Nonaccrual Assets RCONC410 $5K
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)

About Schedule RC-O · First Community Bank of Moultrie County other data for deposit insurance assessments trends

First Community Bank of Moultrie County Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $122.8M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $109.8M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $69.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $39.5M
Average Tangible Equity for the Calendar Quarter RCONK654 $11.2M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $1.2M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 4,107
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 61
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 51
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · First Community Bank of Moultrie County regulatory capital trends

First Community Bank of Moultrie County Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $58.8M
Excess Allowance for Loan and Lease Losses RCONA222 $177K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)

About Schedule RC-R, Part I · First Community Bank of Moultrie County regulatory capital components and ratios trends

First Community Bank of Moultrie County Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $122.8M
Average Total Assets (Net of Deductions) RCOAA224 $122.4M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $58.7M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $11.9M
Common Equity Tier 1 Capital RCOAP859 $11.2M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $11.2M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $11.2M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $9.0M
Retained Earnings RCOAKW00 $7.6M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $4.0M
Accumulated Other Comprehensive Income RCOAB530 -$2.5M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$2.5M
General Loan and Lease Valuation Allowances RCOA5310 $735K
Tier 2 (Supplementary) Capital RCOA5311 $735K
Tier 2 Capital Before Deductions RCOAP870 $735K
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $325K
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $315K
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $10K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.2032
Common Equity Tier 1 Capital Ratio RCOAP793 0.1907
Tier 1 Risk-based Capital Ratio RCOA7206 0.1907
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.1232
Tier 1 Leverage Capital Ratio RCOA7204 0.0913
Schedule RC-R, Part II: Risk-Weighted Assets (53 items)

About Schedule RC-R, Part II · First Community Bank of Moultrie County risk-weighted assets trends

First Community Bank of Moultrie County Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $58.8M
Total Risk-weighted Assets RCONG641 $58.7M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $50.0M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $50.0M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $43.4M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $40.9M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $35.7M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $35.7M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $33.1M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $29.2M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $29.2M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $24.1M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $24.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $24.0M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $24.0M
Total Cash and Balances Due from Depository Institutions RCOND957 $14.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $14.5M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $14.5M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $14.5M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $12.0M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $10.0M
Held-to-maturity Securities - 20 Pct Risk Weight Category RCOND963 $6.0M
Total Held-to-maturity Securities RCOND961 $6.0M
Total All Other Assets RCOND981 $5.5M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $3.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $3.8M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $3.5M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$3.0M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$2.5M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $1.8M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $1.8M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $988K
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $988K
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $988K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $759K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $759K
All Other Assets - 20 Pct Risk Weight Category RCOND983 $325K
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $325K
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $308K
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $128K
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $128K
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $128K
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $83K
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $55K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $55K
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $55K
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $55K
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $49K
All Other Assets - 0 Pct Risk Weight Category RCOND982 $36K
Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category RCONS575 $12K
All Other Assets - 400 Pct Risk Weight Category RCONS470 $3K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category RCONS564 $3K
Total Balance Sheet Assets - 400 Pct Risk Weight Category RCONS506 $3K
Schedule RC-T: Fiduciary and Related Services (1 item)

About Schedule RC-T

First Community Bank of Moultrie County Schedule RC-T, Q2 2026
Line item Code Q2 2026
Income from Fiduciary Activities RIAD4070 $1K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

First Community Bank of Moultrie County Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $9.0M
Balance End of Previous Calendar Year as Restated RIADB508 $8.7M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $8.7M
Cash Dividends Declared on Common Stock RIAD4460 $418K
Other Comprehensive Income RIADB511 -$28K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)

About Schedule RI-B, Part I · First Community Bank of Moultrie County charge-offs and recoveries on loans and leases trends

First Community Bank of Moultrie County Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $6K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $5K
Charge-offs on All Other Loans RIAD4644 $1K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $1K
Recoveries on Commercial and Industrial Loans RIAD4608 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · First Community Bank of Moultrie County changes in allowances for credit losses trends

First Community Bank of Moultrie County Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $867K
Allowance for Loan and Lease Losses RIAD3123 $837K
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $25K
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $6K

First Community Bank of Moultrie County call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the First Community Bank of Moultrie County call report?

The First Community Bank of Moultrie County call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does First Community Bank of Moultrie County file?

First Community Bank of Moultrie County files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the First Community Bank of Moultrie County call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Community Bank of Moultrie County has Federal Reserve RSSD ID 459644 and FDIC certificate number 3745. Either one finds its filings on the FFIEC Central Data Repository.

How often does First Community Bank of Moultrie County file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

First Community Bank of Moultrie County financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.