First Enterprise Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 6.22 percentage points higher than in Q1 2026, at 118.96%. First Enterprise Bank ranks 31st of 169 Oklahoma banks on loan-to-deposit ratio, in the upper half at 95.18% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First Enterprise Bank sits 14.34 points higher, at 95.18% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $27.0M |
| Fed funds sold and reverse repos | $1.1M |
| Fed funds sold and reverse repos to assets | 0.57% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.18% |
| Net loans and leases to deposits | 94.25% |
| Loans and leases to core deposits | 118.96% |
| Core deposits to total deposits | 75.80% |
| Brokered deposits to total deposits | 4.21% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.22% | 78.28% | $0 | $0 |
| Q4 2023 | 97.27% | 78.11% | $0 | $0 |
| Q1 2024 | 97.65% | 78.82% | $0 | $0 |
| Q2 2024 | 103.87% | 78.60% | $5.0M | $0 |
| Q3 2024 | 100.35% | 78.57% | $0 | $0 |
| Q4 2024 | 101.85% | 77.65% | $0 | $0 |
| Q1 2025 | 100.36% | 78.07% | $0 | $0 |
| Q2 2025 | 96.90% | 75.51% | $0 | $0 |
| Q3 2025 | 99.58% | 75.96% | $0 | $0 |
| Q4 2025 | 95.34% | 74.81% | $0 | $0 |
| Q1 2026 | 89.60% | 75.47% | $0 | $0 |
| Q2 2026 | 95.18% | 75.80% | $0 | $0 |
First Enterprise Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Enterprise Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Enterprise Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4049) · FFIEC NIC profile (RSSD 315656)