First Enterprise Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Enterprise Bank of Oklahoma City, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.76% | 1.35% | -0.59% | 21st bottom |
| ROAE | 7.10% | 13.32% | -6.22% | 22nd bottom |
| Net Interest Margin | 4.71% | 3.93% | +0.78% | 86th top |
| Efficiency Ratio | 86.79% | 61.13% | +25.66% | 8th bottom |
| PPNR / Avg Assets | 0.76% | 1.68% | -0.92% | 14th bottom |
| Yield on Earning Assets | 6.49% | 5.67% | +0.82% | 87th top |
| Cost of Funds | 1.88% | 1.88% | +0.00% | 45th below |
| Net Interest Spread | 3.74% | 3.32% | +0.42% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.33% | 0.94% | +5.39% | 1st bottom |
| NPA / Total Assets | 5.55% | 0.70% | +4.85% | 1st bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.10% | 0.16% | -0.06% | 19th bottom |
| ACL / Total Loans | 0.97% | 1.28% | -0.31% | 23rd bottom |
| ACL / NPLs (Coverage) | 15.38% | 1546.43% | -1531.05% | 0th bottom |
| Texas Ratio | 47.07% | 7.33% | +39.74% | 1st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 179.58% | 1395.21% | -1215.63% | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.77% | 12.14% | -1.37% | 46th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.97% | 11.36% | -0.39% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.97% | 11.08% | -0.11% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.18% | 80.66% | +14.52% | 18th bottom |
| Core Deposit Ratio | 75.80% | 86.85% | -11.05% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.45% | 6.84% | -14.29% | 3rd bottom |
| Loan Growth (Y/Y) | -8.36% | 7.92% | -16.28% | 4th bottom |
| Deposit Growth (Y/Y) | -6.70% | 6.29% | -12.99% | 4th bottom |
See First Enterprise Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Enterprise Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Enterprise Bank profile, how to read a UBPR, or how this data updates.