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Bank call report · Lake City, FL

First Federal Bank Call Report

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First Federal Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 529 reported line items, schedule by schedule (868 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

First Federal Bank call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID384278
FDIC certificate number31313
Total assets$4.49B

Official Q2 2026 call report PDF (FFIEC) →

First Federal Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (27 items)

About Schedule RC · First Federal Bank balance sheet trends

First Federal Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $4.49B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $4.49B
Total Liabilities and Minority Interest RCON2948 $4.02B
Total Deposits RCON2200 $3.44B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $3.05B
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $2.52B
Loans and Leases, Net of Unearned Income - Totals RCONB528 $1.29B
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $1.28B
Other Borrowed Money RCON3190 $490.1M
Total Equity Capital RCON3210 $465.8M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $465.8M
Deposits: Noninterest-bearing RCON6631 $386.8M
Undivided Profits and Capital Reserves RCON3632 $386.7M
Other Assets RCON2160 $225.3M
Intangible Assets RCON2143 $190.4M
Loans and Leases Held for Sale RCON5369 $140.3M
Surplus RCON3839 $126.5M
Other Liabilities, Total RCON2930 $91.7M
Interest-bearing Balances RCON0071 $49.8M
Accumulated Other Comprehensive Income RCONB530 -$47.4M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $42.0M
Noninterest-bearing Balances and Currency and Coin RCON0081 $31.8M
Goodwill RCON3163 $29.0M
Allowance for Loan and Lease Losses RCON3123 $10.9M
Other Real Estate Owned RCON2150 $148K
Equity securities with readily determinable fair values not held for trading RCONJA22 $18K
Common Stock RCON3230 $1K
Schedule RI: Income Statement (51 items)

About Schedule RI · First Federal Bank income statement trends

First Federal Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $100.2M
Net Interest Income RIAD4074 $64.9M
Total Noninterest Expense RIAD4093 $64.4M
Interest and Fee Income on Loans, Total RIAD4010 $45.1M
Salaries and Employee Benefits RIAD4135 $39.1M
Total Interest Expense RIAD4073 $35.4M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $32.2M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $32.2M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $32.1M
Total Noninterest Income RIAD4079 $31.7M
Income (Loss) Before Discontinued Operations RIAD4300 $26.2M
Net Income (Loss) RIAD4340 $26.2M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $26.2M
Interest on Other Securities RIAD4060 $21.2M
Other Noninterest Expense RIAD4092 $17.4M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $16.8M
Net Servicing Fees RIADB492 $14.6M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $14.2M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $13.9M
Net Gains (Losses) on Sales of Loans RIAD5416 $10.3M
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $8.5M
Expenses of Premises and Fixed Assets RIAD4217 $7.9M
Savings Deposits (Including Mmdas) RIAD0093 $7.8M
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $6.3M
Applicable Income Taxes RIAD4302 $6.0M
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $5.9M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $4.7M
Other Noninterest Income RIADB497 $4.0M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $3.5M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $3.1M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $2.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $2.0M
Service Charges on Deposits in Domestic Office All Other RIADH035 $1.2M
Realized Gains (Losses) on Available-for-sale Debt Securities RIAD3196 $958K
Provisions for Credit Losses on Financial Assets RIADJJ33 $941K
Other Interest Income RIAD4518 $809K
Interest Income on Balances Due from Depository Institutions RIAD4115 $772K
Provision for Loan and Lease Losses RIAD4230 $750K
Service Charges on Deposits in Domestic Office Maintenance for Individuals RIADH033 $750K
Service Charges on Deposits in Domestic Office Overdraft Related for Individuals RIADH032 $705K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $229K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $224K
Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option RIADF551 -$215K
Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards RIADB485 $117K
Service Charges on Deposits in Domestic Office Atm-related for Individuals RIADH034 $90K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $34K
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $18K
Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes RIAD4513 $8K
Net Gains (Losses) on Other Real Estate Owned RIAD5415 -$6K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 602
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)

About Schedule RC-A

First Federal Bank Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions RCON0010 $81.6M
Balances Due from Federal Reserve Banks RCON0090 $39.1M
Cash Items in Process of Collection and Unposted Debits RCON0020 $20.3M
Currency and Coin RCON0080 $11.5M
Balances Due from Depository Institutions in the U.S. RCON0082 $10.8M
Schedule RC-B: Securities (40 items)

About Schedule RC-B · First Federal Bank securities trends

First Federal Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost RCONG302 $318.1M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value RCONG303 $309.9M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost RCONG306 $79.7M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value RCONG307 $77.9M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $328.9M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $316.2M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost RCONG322 $735.3M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value RCONG323 $722.7M
Total Amortized Cost of Available-for-sale Securities RCON1772 $2.59B
Pledged Securities RCON0416 $1.39B
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $1.26B
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $614.8M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $586.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $367.8M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $310.6M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $238.1M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost RCONK156 $193.8M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value RCONK157 $191.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $171.4M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost RCONHT60 $144.8M
Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value RCONHT61 $144.6M
Asset-backed Securities: Available-for-sale Amortized Cost RCONC989 $84.2M
Total (Asset-backed Securities) Fair Value - Available-for-sale RCONC027 $83.9M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONA555 $77.1M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK152 $57.2M
Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK153 $54.1M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $32.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $26.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $25.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $23.3M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $21.6M
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCON1739 $16.8M
Fair Value of Other Available-for-sale Domestic Debt Securities RCON1741 $14.2M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK144 $13.7M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK145 $13.5M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $9.6M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $9.6M
Unallocated portfolio layer fair value hedge basis adjustments RCONMG95 -$4.6M
Fair Value of Other Held-to-maturity Domestic Debt Securities RCON1738 $5K
Total Fair Value of Held-to-maturity Securities RCON1771 $5K
Schedule RC-C, Part I: Loans and Leases (41 items)

About Schedule RC-C, Part I · First Federal Bank loans and leases trends

First Federal Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $1.43B
Pledged Loans and Leases RCONG378 $626.6M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $452.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $337.6M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $332.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $324.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $257.2M
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions RCONJ454 $234.5M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $183.8M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $179.5M
Commercial and Industrial Loans RCON1766 $157.3M
Commercial and Industrial Loans to U.S. Addressees RCON1763 $157.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $143.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $116.7M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $100.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $96.8M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $79.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $71.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $39.6M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $39.1M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $35.0M
Loans Secured by 1-4 Family Residential Construction RCONF158 $21.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $17.1M
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $16.7M
Real Estate Loans Secured by Farmland RCON1420 $13.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $10.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $10.4M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $9.7M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $6.2M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $5.1M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards RCONB538 $3.9M
Itemize Loans Secured by Farmland That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONK166 $3.6M
Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans RCONK165 $3.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $2.9M
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties RCONK161 $2.4M
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $2.0M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $937K
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $592K
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties RCONK162 $219K
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $193K
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $40K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)

About Schedule RC-C, Part II

First Federal Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $94.3M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $26.6M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $24.9M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $9.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $9.2M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $8.4M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $3.3M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $2.3M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $853K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $535K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $401K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 322
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 268
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 210
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 126
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 71
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 70
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 28
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 21
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 19
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 11
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 4
Schedule RC-E: Deposit Liabilities (38 items)

About Schedule RC-E · First Federal Bank deposit liabilities trends

First Federal Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $2.92B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $2.34B
Money Market Deposit Accounts (Mmda's) RCON6810 $1.74B
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $865.7M
Total Brokered Deposits RCON2365 $865.7M
Total Time Deposits of Less Than $100,000 RCON6648 $857.8M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP756 $853.1M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $761.8M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $700.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $601.7M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $583.0M
Total Transaction Accounts RCON2215 $514.9M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations RCONP757 $439.4M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $392.7M
Total Demand Deposits (See Note Below) RCON2210 $386.8M
Total reciprocal deposits RCONJH83 $247.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $160.1M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $125.4M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $117.8M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $108.0M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $107.2M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP758 $106.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $100.8M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $84.4M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $81.3M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $79.7M
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $68.1M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP754 $66.1M
Total sweep deposits that are not brokered deposits RCONMT95 $47.3M
Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use RCONP753 $28.3M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $26.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $25.9M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $18.2M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $15.7M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $14.1M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $10.4M
Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations RCONP759 $2.7M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $846K
Schedule RC-F: Other Assets (10 items)

About Schedule RC-F

First Federal Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Other Assets RCON2168 $137.2M
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $43.5M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $29.0M
Accounts Receivable RCONFT34 $28.8M
Accrued Interest Receivable RCONB556 $21.2M
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $16.1M
Derivatives with a Position Fair Value Held for Purposes Other Than Trading RCONC010 $14.8M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $12.0M
Life Insurance Assets: Separate Account Life Insurance Assets RCONK202 $9.9M
Prepaid Expenses RCON2166 $5.6M
Schedule RC-G: Other Liabilities (10 items)

About Schedule RC-G

First Federal Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $72.2M
First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCON3552 $43.6M
Deferred Compensation Liabilities RCONC011 $7.0M
Net Deferred Tax Liabilities RCON3049 $7.0M
Derivatives with a Negative Fair Value Held for Purposes Other Than Trading RCONC012 $6.7M
Other Expenses Accrued and Unpaid RCON3646 $6.1M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $5.7M
Operating lease liabilities RCONLB56 $2.1M
Accounts Payable RCON3066 $974K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $748K
Schedule RC-K: Quarterly Averages (18 items)

About Schedule RC-K · First Federal Bank quarterly averages trends

First Federal Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $4.50B
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $2.05B
Mortgage-backed Securities RCONB559 $1.52B
Quarterly Average of Total Loans RCON3360 $1.41B
All Other Securities RCONB560 $980.8M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $870.4M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $515.9M
Quarterly Average of Other Borrowed Money RCON3355 $487.3M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $427.6M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $293.9M
Quarterly Average of Commercial and Industrial Loans RCON3387 $148.6M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $114.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $84.4M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $74.8M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $27.5M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards RCONB561 $3.4M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $892K
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $13K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (16 items)

About Schedule RC-L · First Federal Bank derivatives and off-balance-sheet items trends

First Federal Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $2.10B
Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps RCON3450 $1.38B
Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate RCONA589 $1.38B
Interest Rate Forward Contracts RCON8697 $443.2M
Interest Rate Futures Contracts RCON8693 $275.0M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $113.7M
Unused Commitments - Credit Card Lines RCON3815 $39.2M
Credit Card Lines: Other Unused Credit Card Lines RCONJ456 $27.4M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $25.8M
1-4 Family Residential Construction Loan Commitments RCONF164 $22.2M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $21.0M
Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8741 $14.8M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $14.2M
Credit Card Lines: Unused Consumer Credit Card Lines RCONJ455 $11.8M
Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market RCON8745 $6.7M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $5.9M
Schedule RC-M: Memoranda (10 items)

About Schedule RC-M · First Federal Bank memoranda trends

First Federal Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances (Loans) Due in One Year or Less RCON2651 $466.2M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $466.2M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $161.4M
Mortgage Servicing Assets RCON3164 $161.4M
Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF060 $23.9M
Other Borrowings: with a Remaining Maturity of One Year or Less RCONB571 $23.9M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $3.9M
All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices RCON5510 $148K
All other intangible assets RCONJF76 $1K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 2
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (34 items)

About Schedule RC-N · First Federal Bank past due and nonaccrual loans, leases, and other assets trends

First Federal Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $37.6M
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing RCONK037 $37.5M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $34.9M
Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 90 Days or More and Still Accruing RCONK043 $27.7M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $11.9M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $7.9M
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $4.9M
Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing RCONK036 $4.3M
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing RCONK039 $2.9M
Additions to Nonaccrual Assets RCONC410 $2.9M
Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing RCONK040 $2.8M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $2.7M
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $2.7M
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing RCONK217 $2.7M
Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 30 Through 89 Days and Still Accruing RCONK042 $1.1M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $750K
1-4 Family Residential Construction Loans, Nonaccrual RCONF176 $552K
Commercial and Industrial Loans - Nonaccrual RCON1608 $396K
1-4 Family Residential Construction Loans: Past Due 31 - 89 Days RCONF172 $287K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $276K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $272K
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $143K
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $134K
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual RCONK116 $131K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $131K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual RCONK218 $110K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing RCONC238 $101K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $97K
Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days RCONF173 $95K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing RCONB575 $74K
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $52K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual RCONB577 $10K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $9K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing RCONC239 $6K
Schedule RC-O: Other Data for Deposit Insurance Assessments (15 items)

About Schedule RC-O · First Federal Bank other data for deposit insurance assessments trends

First Federal Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Unsecured Other Borrowings with a Remaining Maturity of One Year or Less RCONG465 $23.9M
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $4.50B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $3.44B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $1.73B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $1.69B
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $1.40B
Average Tangible Equity for the Calendar Quarter RCONK654 $479.4M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $21.9M
Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions RCONK655 $14.2M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $4.4M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 56,483
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 1,244
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 544
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 11
Averaging Method Used RCONK653 1
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (6 items)

About Schedule RC-P

First Federal Bank Schedule RC-P, Q2 2026
Line item Code Q2 2026
Retail originations during the quarter of 1-4 family residential mortgage loans for sale RCONHT81 $602.6M
Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter RCONFT04 $255.9M
Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading RCONFT05 $140.3M
Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale RCONHT82 $81.5M
Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans RIADHT85 $12.2M
Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total RCONM288 $1.3M
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (20 items)

About Schedule RC-Q

First Federal Bank Schedule RC-Q, Q2 2026
Line item Code Q2 2026
Loans and Leases Held for Sale - Level 2 Fair Value Measurements RCONG486 $140.3M
Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc RCONG483 $140.3M
Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCONG505 $2.84B
Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCONG502 $2.84B
Available-for-sale Securities - Level 2 Fair Value Measurements RCONG476 $2.52B
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes RCONJA36 $2.52B
All Other Assets - Level 2 Fair Value Measurements RCONG396 $172.9M
All Other Assets - Total Fair Value Reported on Schedule Rc RCONG391 $172.9M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 2 Fair Value Measurements RCONG539 $150.9M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc RCONG536 $150.9M
Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices RCONHT87 $140.3M
Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices RCONHT91 $138.2M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements RCONG544 $14.8M
All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc RCONG541 $14.8M
All Other Liabilities - Level 2 Fair Value Measurements RCONG808 $6.8M
All Other Liabilities - Total Fair Value Reported on Balance Sheet RCONG805 $6.8M
Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCONG534 $6.8M
Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCONG531 $6.8M
All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements RCONG569 $6.7M
All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc RCONG566 $6.7M
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · First Federal Bank regulatory capital trends

First Federal Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $2.35B
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)

About Schedule RC-R, Part I · First Federal Bank regulatory capital components and ratios trends

First Federal Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $4.50B
Average Total Assets (Net of Deductions) RCOAA224 $4.47B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $2.35B
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $495.9M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $484.3M
Common Equity Tier 1 Capital RCOAP859 $484.2M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $484.2M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $465.8M
Retained Earnings RCOAKW00 $386.7M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $126.5M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$55.2M
Accumulated Other Comprehensive Income RCOAB530 -$47.4M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $29.0M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $29.0M
General Loan and Lease Valuation Allowances RCOA5310 $11.7M
Tier 2 (Supplementary) Capital RCOA5311 $11.7M
Tier 2 Capital Before Deductions RCOAP870 $11.7M
Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP846 $7.7M
Less: MSAs, net of associated DTLs, that exceed 25 percent of line 12 RCOALB59 $70K
Total Adjustments and Deductions for Common Equity Tier 1 Capital RCOAP858 $70K
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $1K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.2106
Common Equity Tier 1 Capital Ratio RCOAP793 0.2056
Tier 1 Risk-based Capital Ratio RCOA7206 0.2056
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.1306
Tier 1 Leverage Capital Ratio RCOA7204 0.1083
Schedule RC-R, Part II: Risk-Weighted Assets (76 items)

About Schedule RC-R, Part II · First Federal Bank risk-weighted assets trends

First Federal Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $2.35B
Total Risk-weighted Assets RCONG641 $2.35B
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $1.38B
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a RCONS481 $1.14B
Total On-balance Sheet Securitization Exposures, Available-for-sale Securities RCONS480 $1.14B
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 $1.11B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $1.11B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $1.11B
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $1.05B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $935.0M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $935.0M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $930.9M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $775.4M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $755.6M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $748.9M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less RCONS582 $718.6M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $701.7M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years RCONS583 $530.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $482.8M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $459.6M
Total All Other Assets RCOND981 $453.8M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years RCONS584 $441.8M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $405.2M
Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category RCONS573 $403.3M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $377.8M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $357.0M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $315.1M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $274.5M
On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology RCONS483 $260.7M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $187.0M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $181.9M
All Other Assets - 250 Pct Risk Weight Category RCONH293 $161.3M
The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% RCONS504 $161.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category RCONS562 $161.3M
Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS416 $140.3M
Total Loans and Leases Held for Sale, Residential Mortgage Exposures RCONS413 $140.3M
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCONS460 $138.8M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $97.5M
Total Cash and Balances Due from Depository Institutions RCOND957 $81.6M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $78.4M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $76.1M
Unconditionally Cancellable Commitments RCONS540 $60.2M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$56.5M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $53.3M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $50.6M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $39.2M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $36.8M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $31.0M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $29.0M
Over-the-counter Derivatives - 0 Pct Risk Weight Category RCONS543 $23.2M
Over-the-counter Derivatives - Credit Equivalent Amount RCONS542 $23.2M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $21.9M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $21.9M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $19.5M
Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category RCONS461 $16.7M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $15.3M
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $15.3M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $14.0M
Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules RCONG642 $13.9M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category RCONS441 $6.5M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $5.9M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $5.9M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $5.9M
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $4.5M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% RCONS529 $4.2M
On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a RCONS491 $4.1M
On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method RCONS493 $4.1M
Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures RCONS490 $4.1M
All Other Assets - 0 Pct Risk Weight Category RCOND982 $3.8M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category RCONS452 $3.6M
All Other Assets - 50 Pct Risk Weight Category RCOND984 $2.5M
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCONG628 $2.5M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $1.4M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $923K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $923K
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $923K
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (4 items)

About Schedule RC-S

First Federal Bank Schedule RC-S, Q2 2026
Line item Code Q2 2026
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements RCONB805 $11.18B
Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) RCONF699 $27.6M
Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others RCONA591 $13.0M
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements RCONB804 $5.2M
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

First Federal Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $465.8M
Balance End of Previous Calendar Year as Restated RIADB508 $445.5M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $445.5M
Cash Dividends Declared on Common Stock RIAD4460 $5.0M
Other Comprehensive Income RIADB511 -$916K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (16 items)

About Schedule RI-B, Part I · First Federal Bank charge-offs and recoveries on loans and leases trends

First Federal Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $1.1M
Charge-offs on Commercial and Industrial Loans RIAD4638 $856K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $320K
Recoveries on Commercial and Industrial Loans RIAD4608 $201K
Charge-offs on Loans to Credit Cards RIADB514 $97K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $74K
Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens RIADC235 $35K
1-4 Family Residential Construction Loans, Charge-offs RIADC891 $32K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $29K
1-4 Family Residential Construction Loans Recoveries RIADC892 $27K
Recoveries on Loans to Credit Cards RIADB515 $27K
Other Construction Loans and All Land Development and Other Land Loans, Recoveries RIADC894 $16K
Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries RIADC898 $9K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $9K
Charge-offs on All Other Loans RIAD4644 $2K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries RIADC896 $2K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · First Federal Bank changes in allowances for credit losses trends

First Federal Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $10.9M
Allowance for Loan and Lease Losses RIAD3123 $10.9M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $1.1M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $191K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)

About Schedule RI-C

First Federal Bank Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $1.29B
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $409.4M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $363.5M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $356.8M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $84.4M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $74.4M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $10.9M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $5.9M
Loans and Leases, Held for Investment, Credit cards, Amortized Cost RCONJJ08 $3.9M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $1.9M
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $1.2M
Loans and Leases, Held for Investment, Unallocated, Allowance Balance RCONJJ18 $809K
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $494K
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $351K
Loans and Leases, Held for Investment, Credit cards, Allowance Balance RCONJJ16 $290K
Schedule RI-E: Explanations (18 items)

About Schedule RI-E

First Federal Bank Schedule RI-E, Q2 2026
Line item Code Q2 2026
Bank Card and Credit Card Interchange Fees RIADF555 $3.1M
First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4464 $2.7M
Marketing and Other Professional Services RIAD0497 $2.5M
Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) RIADY924 $716K
Accounting and Auditing Expenses RIADF556 $648K
Directors' Fees RIAD4136 $607K
Data Processing Expenses RIADC017 $596K
Earnings On/increase in Value of Cash Surrender Value of Life Insurance RIADC014 $428K
Telecommunications Expense RIADF559 $409K
Consulting and Advisory Expense RIADF557 $386K
Operating Expenses Communications - Postage, Monthly RIAD8403 $272K
Legal Expense RIAD4141 $239K
Printing, Stationery, and Supplies RIADC018 $239K
Income and Fees from Automated Teller Machines (Atms) RIADC016 $169K
Automated Teller Machine (ATM) and Interchange Expense RIADF558 $99K
Safe Deposit Box Rent RIADC015 $49K
Income and Fees from the Printing and Sale of Checks RIADC013 $48K
Other Real Estate Owned Expenses RIADY923 $1K

First Federal Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the First Federal Bank call report?

The First Federal Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does First Federal Bank file?

First Federal Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the First Federal Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Federal Bank has Federal Reserve RSSD ID 384278 and FDIC certificate number 31313. Either one finds its filings on the FFIEC Central Data Repository.

How often does First Federal Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

First Federal Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.