First Federal Bank of Wisconsin: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Bank of Wisconsin of Waukesha, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.34% | -0.32% | 34th below |
| ROAE | 4.65% | 13.32% | -8.67% | 13th bottom |
| Net Interest Margin | 4.77% | 3.93% | +0.84% | 88th top |
| Efficiency Ratio | 73.98% | 61.14% | +12.84% | 21st bottom |
| PPNR / Avg Assets | 1.23% | 1.68% | -0.45% | 30th below |
| Yield on Earning Assets | 5.97% | 5.67% | +0.30% | 67th above |
| Cost of Funds | 1.46% | 1.88% | -0.42% | 72nd above |
| Net Interest Spread | 4.01% | 3.32% | +0.69% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.94% | -0.92% | 83rd top |
| NPA / Total Assets | 0.01% | 0.70% | -0.69% | 84th top |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 76th top |
| ACL / Total Loans | 1.29% | 1.28% | +0.01% | 62nd above |
| ACL / NPLs (Coverage) | 8600.00% | 1536.53% | +7063.47% | — |
| Texas Ratio | 0.05% | 7.33% | -7.28% | 89th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 25.34% | 19.50% | +5.84% | 89th top |
| Tier 1 Ratio | 25.34% | 19.53% | +5.81% | 89th top |
| Total Capital Ratio | 26.59% | 20.62% | +5.97% | 89th top |
| Leverage Ratio | 22.54% | 12.14% | +10.40% | 97th top |
| Equity / Assets | 22.09% | 11.37% | +10.72% | 97th top |
| TCE / Tangible Assets | 22.08% | 11.09% | +10.99% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.66% | 80.63% | +29.03% | 4th bottom |
| Core Deposit Ratio | 85.58% | 86.86% | -1.28% | 33rd below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.20% | 5.03% | -0.83% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.21% | 6.85% | -2.64% | 48th below |
| Loan Growth (Y/Y) | 4.93% | 7.90% | -2.97% | 48th below |
| Deposit Growth (Y/Y) | 0.78% | 6.29% | -5.51% | 28th below |
See First Federal Bank of Wisconsin's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Bank of Wisconsin, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Bank of Wisconsin profile, how to read a UBPR, or how this data updates.