First Federal Bank of Wisconsin: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 620.00 percentage points in Q2 2026, from 7980.00% to 8600.00%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, First Federal Bank of Wisconsin is 113th of 153 on return on assets, 1.02% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. First Federal Bank of Wisconsin sits 0.23 points lower, at 1.02% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 25.34% |
| Tier 1 risk-based capital ratio | 25.34% |
| Total risk-based capital ratio | 26.59% |
| Tier 1 leverage ratio | 22.54% |
| Equity capital to assets | 22.09% |
| Tangible equity to tangible assets | 22.08% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 0.05% |
| Allowance for credit losses to loans | 1.29% |
| Reserve coverage of non-performing loans | 8600.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.02% |
| Return on equity | 4.65% |
| Net interest margin | 4.77% |
| Efficiency ratio | 73.98% |
| Yield on earning assets | 5.97% |
| Cost of funds | 1.46% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.66% |
| Core deposits to total deposits | 85.58% |
| Brokered deposits to total deposits | 9.71% |
| Deposits to assets | 72.02% |
| Securities to assets | 9.89% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 24.75% | 24.75% | 25.88% | 21.43% | 0.54% |
| Q4 2023 | 23.81% | 23.81% | 25.02% | 20.20% | 0.27% |
| Q1 2024 | 22.56% | 22.56% | 23.70% | 20.51% | 0.69% |
| Q2 2024 | 24.57% | 24.57% | 25.80% | 21.00% | 0.88% |
| Q3 2024 | 26.54% | 26.54% | 27.79% | 22.14% | 0.98% |
| Q4 2024 | 26.78% | 26.78% | 28.03% | 22.93% | 0.83% |
| Q1 2025 | 27.06% | 27.06% | 28.29% | 23.80% | 0.76% |
| Q2 2025 | 26.69% | 26.69% | 27.94% | 23.08% | 0.85% |
| Q3 2025 | 24.40% | 24.40% | 25.64% | 22.18% | 0.92% |
| Q4 2025 | 25.07% | 25.07% | 26.32% | 22.40% | 1.32% |
| Q1 2026 | 25.81% | 25.81% | 27.06% | 22.14% | 0.90% |
| Q2 2026 | 25.34% | 25.34% | 26.59% | 22.54% | 1.02% |
First Federal Bank of Wisconsin vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Bank of Wisconsin, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Bank of Wisconsin profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30422) · FFIEC NIC profile (RSSD 331076)