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First Federal Bank & Trust: Return on Average Equity

7.39% Ranks #2,931 of 3,648 U.S. banks · 20th percentile

Data as of · sourced from FFIEC call reports. How we update

First Federal Bank & Trust reported a return on average equity of 7.39% as of Q2 2026, ranking #2,931 of 3,648 U.S. banks (20th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 7.39%
Q1 2026 5.54%
Q4 2025 3.31%
Q3 2025 5.08%
Q2 2025 4.52%
Q1 2025 4.17%
Q4 2024 1.94%
Q3 2024 0.53%
Q2 2024 2.46%
Q1 2024 3.15%
Q4 2023 0.59%
Q3 2023 8.38%

National Context

Latest value 7.39%
National rank#2,931 of 3,648
Percentile 20th
12-quarter low0.53%
12-quarter high8.38%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is First Federal Bank & Trust's Return on Average Equity?

First Federal Bank & Trust's Return on Average Equity was 7.39% as of Q2 2026, ranking #2931 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Federal Bank & Trust profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 29537) · FFIEC NIC profile (RSSD 387671)