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First Federal Bank & Trust Locations & Branches Sheridan, Wyoming
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First Federal Bank & Trust operates 3 branches from its headquarters in Sheridan, WY, .
First Federal Bank & Trust branch network
Its 3 branches span 2 states and 2 cities. The most are in WYOMING (2) and MONTANA (1). WYOMING holds 92.9% of its branch deposits. Sheridan, WY has the most of its branches, 2. Its largest office by deposits is the Brundage Street Branch office in Sheridan, WY, with $276.7M (50.1% of its branch deposits). It had the same number of branches on June 30, 2025.
First Federal Bank & Trust at a glance
Its CET1 capital ratio was 13.76% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $621.1M
- CET1 ratio, Q2 2026
- 13.76%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1935
Full financial profile · Is First Federal Bank & Trust safe? · First Federal Bank & Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Sheridan, WY (2 branches) | 1 of 11 | 37.8% | $512.5M |
| State: WY (2 branches) | 13 of 44 | 2.3% | $512.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Wyoming.
Share by county and metro area
First Federal Bank & Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sheridan, WY (2 branches) | 1 of 11 | 37.1% | $512.5M | $1.38B |
| Yellowstone, MT (1 branch) | 11 of 12 | 0.5% | $39.3M | $7.43B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sheridan, WY (2 branches) | 1 of 11 | 37.1% | $512.5M | $1.38B |
| Billings, MT (1 branch) | 12 of 13 | 0.5% | $39.3M | $7.95B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Brundage Street Branch | Sheridan, WY | 82801 | $276.7M |
| First Federal Bank & Trust (main office) | Sheridan, WY | 82801 | $235.8M |
| Billings Branch | Billings, MT | 59106 | $39.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29537) · FFIEC NIC profile (RSSD 387671)