First Federal Savings and Loan Association of Greensburg: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio dropped 5.32 percentage points in Q2 2026, from 67.60% to 62.28%. It was the largest change from Q1 2026 among the key lines here. First Federal Savings and Loan Association of Greensburg ranks 76th of 87 Indiana banks on loan-to-deposit ratio, in the lower half at 62.28% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First Federal Savings and Loan Association of Greensburg sits 18.56 points lower, at 62.28% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $88.0M |
| Net loans and leases | $86.8M |
| Loans held for sale | $0 |
| Loans to total assets | 55.21% |
| Loan-to-deposit ratio | 62.28% |
| Net loans to equity capital | 4.86% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 6.43% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 1.64% |
| Consumer | 2.69% |
| Credit cards | 0.00% |
| Farm | 6.51% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 31.94% |
| Construction concentration (Tier 1 capital + allowance) | 13.55% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 4.98% |
| Interest income on loans | $1.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $89.3M | $163.8M | 5.09% | 1.39% | 3.85% |
| Q4 2023 | $89.7M | $163.3M | 4.99% | 1.20% | 3.83% |
| Q1 2024 | $88.6M | $148.9M | 4.98% | 1.21% | 3.76% |
| Q2 2024 | $85.5M | $153.2M | 5.04% | 1.19% | 3.83% |
| Q3 2024 | $87.1M | $142.2M | 5.94% | 1.21% | 3.63% |
| Q4 2024 | $87.6M | $141.8M | 6.30% | 1.15% | 3.55% |
| Q1 2025 | $87.7M | $132.2M | 6.06% | 1.07% | 3.20% |
| Q2 2025 | $88.0M | $135.2M | 5.95% | 1.04% | 3.41% |
| Q3 2025 | $85.9M | $128.7M | 6.36% | 1.07% | 3.11% |
| Q4 2025 | $85.6M | $133.6M | 6.29% | 1.44% | 3.03% |
| Q1 2026 | $86.8M | $128.4M | 6.52% | 1.36% | 2.64% |
| Q2 2026 | $88.0M | $141.4M | 6.43% | 1.64% | 2.69% |
First Federal Savings and Loan Association of Greensburg loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings and Loan Association of Greensburg, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings and Loan Association of Greensburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30058) · FFIEC NIC profile (RSSD 921879)