First Federal Savings and Loan Association of Greensburg: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Savings and Loan Association of Greensburg of Greensburg, IN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.48% | 1.35% | -0.87% | 13th bottom |
| ROAE | 4.50% | 13.32% | -8.82% | 13th bottom |
| Net Interest Margin | 2.75% | 3.93% | -1.18% | 6th bottom |
| Efficiency Ratio | 77.74% | 61.13% | +16.61% | 16th bottom |
| PPNR / Avg Assets | 0.59% | 1.68% | -1.09% | 10th bottom |
| Yield on Earning Assets | 4.10% | 5.67% | -1.57% | 3rd bottom |
| Cost of Funds | 1.45% | 1.88% | -0.43% | 72nd above |
| Net Interest Spread | 2.39% | 3.32% | -0.93% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.18% | 0.94% | +1.24% | 11th bottom |
| NPA / Total Assets | 1.20% | 0.70% | +0.50% | 16th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.41% | 1.28% | +0.13% | 73rd above |
| ACL / NPLs (Coverage) | 64.96% | 1546.37% | -1481.41% | 16th bottom |
| Texas Ratio | 10.03% | 7.34% | +2.69% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.71% | 19.48% | +4.23% | 86th top |
| Tier 1 Ratio | 23.71% | 19.52% | +4.19% | 86th top |
| Total Capital Ratio | 24.96% | 20.60% | +4.36% | 86th top |
| Leverage Ratio | 12.33% | 12.14% | +0.19% | 68th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.19% | 11.36% | -0.17% | 63rd above |
| TCE / Tangible Assets | 11.19% | 11.08% | +0.11% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.28% | 80.66% | -18.38% | 81st top |
| Core Deposit Ratio | 97.40% | 86.85% | +10.55% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.99% | 6.84% | -1.85% | 55th above |
| Loan Growth (Y/Y) | 0.01% | 7.92% | -7.91% | 23rd bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.52% | 6.29% | -1.77% | 54th above |
See First Federal Savings and Loan Association of Greensburg's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Savings and Loan Association of Greensburg, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Savings and Loan Association of Greensburg profile, how to read a UBPR, or how this data updates.