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First Federal Savings and Loan Association of San Rafael: Return on Average Equity

0.50% Ranks #3,527 of 3,650 U.S. banks · 3rd percentile

Data as of · sourced from FFIEC call reports. How we update

First Federal Savings and Loan Association of San Rafael reported a return on average equity of 0.50% as of Q2 2026, ranking #3,527 of 3,650 U.S. banks (3rd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 0.50%
Q1 2026 0.52%
Q4 2025 1.09%
Q3 2025 -0.18%
Q2 2025 -9.51%
Q1 2025 -4.27%
Q4 2024 -1.06%
Q3 2024 -1.42%
Q2 2024 -0.33%
Q1 2024 -1.83%
Q4 2023 -0.46%
Q3 2023 -0.34%

National Context

Latest value 0.50%
National rank#3,527 of 3,650
Percentile 3rd
12-quarter low-9.51%
12-quarter high1.09%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is First Federal Savings and Loan Association of San Rafael's Return on Average Equity?

First Federal Savings and Loan Association of San Rafael's Return on Average Equity was 0.50% as of Q2 2026, ranking #3527 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Federal Savings and Loan Association of San Rafael profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 31406) · FFIEC NIC profile (RSSD 229070)