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First Federal Savings and Loan Association of San Rafael: Tier 1 Risk-Based Capital Ratio

24.53% Ranks #168 of 2,136 U.S. banks · 92nd percentile

Data as of · sourced from FFIEC call reports. How we update

First Federal Savings and Loan Association of San Rafael reported a tier 1 risk-based capital ratio of 24.53% as of Q2 2026, ranking #168 of 2,136 U.S. banks (92nd percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 24.53%
Q1 2026 24.04%
Q4 2025 23.85%
Q3 2025 22.62%
Q2 2025 21.57%
Q1 2025 21.63%
Q4 2024 22.69%
Q3 2024 23.12%
Q2 2024 22.98%
Q1 2024 23.25%
Q4 2023 23.25%
Q3 2023 23.45%

National Context

Latest value 24.53%
National rank#168 of 2,136
Percentile 92nd
12-quarter low21.57%
12-quarter high24.53%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is First Federal Savings and Loan Association of San Rafael's Tier 1 Risk-Based Capital Ratio?

First Federal Savings and Loan Association of San Rafael's Tier 1 Risk-Based Capital Ratio was 24.53% as of Q2 2026, ranking #168 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Federal Savings and Loan Association of San Rafael profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 31406) · FFIEC NIC profile (RSSD 229070)