First Federal Savings & Loan Association of Pascagoula-Moss Point: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 4.09 percentage points in Q2 2026, from 136.21% to 132.12%. It was the largest change from Q1 2026 among the key lines here. As of Q2 2026, First Federal Savings & Loan Association of Pascagoula-Moss Point ranks first in Mississippi on loan-to-deposit ratio among 57 banks, at 111.54%. First Federal Savings & Loan Association of Pascagoula-Moss Point reported 111.54% on loan-to-deposit ratio for Q2 2026, 30.70 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $58.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $32.7M |
| Subordinated notes and debentures | $35.0M |
| Other borrowed money to assets | 8.57% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 111.54% |
| Net loans and leases to deposits | 111.08% |
| Loans and leases to core deposits | 132.12% |
| Core deposits to total deposits | 83.33% |
| Brokered deposits to total deposits | 1.09% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 129.12% | 81.57% | $0 | $60.9M |
| Q4 2023 | 135.47% | 80.47% | $0 | $70.3M |
| Q1 2024 | 136.30% | 77.40% | $0 | $77.5M |
| Q2 2024 | 138.49% | 76.19% | $0 | $76.0M |
| Q3 2024 | 133.35% | 76.74% | $0 | $72.2M |
| Q4 2024 | 132.90% | 78.12% | $0 | $71.4M |
| Q1 2025 | 129.91% | 79.46% | $0 | $66.1M |
| Q2 2025 | 128.34% | 80.48% | $0 | $62.1M |
| Q3 2025 | 128.26% | 79.92% | $0 | $59.2M |
| Q4 2025 | 127.22% | 79.10% | $0 | $59.9M |
| Q1 2026 | 113.97% | 82.40% | $0 | $34.3M |
| Q2 2026 | 111.54% | 83.33% | $0 | $32.7M |
First Federal Savings & Loan Association of Pascagoula-Moss Point liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings & Loan Association of Pascagoula-Moss Point, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings & Loan Association of Pascagoula-Moss Point profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30812) · FFIEC NIC profile (RSSD 90177)