Bank call report · Hammond, LA
First Guaranty Bank Call Report
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First Guaranty Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 516 reported line items, schedule by schedule (865 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 422433 |
| FDIC certificate number | 14028 |
| Total assets | $3.89B |
Official Q2 2026 call report PDF (FFIEC) →
First Guaranty Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · First Guaranty Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $3.89B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $3.89B |
| Total Liabilities and Minority Interest | RCON2948 | $3.63B |
| Total Deposits | RCON2200 | $3.46B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $3.04B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.77B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.73B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $890.8M |
| Interest-bearing Balances | RCON0071 | $756.1M |
| Deposits: Noninterest-bearing | RCON6631 | $422.9M |
| Held-to-maturity Securities, Total | RCON1754 | $323.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $323.2M |
| Total Equity Capital | RCON3210 | $261.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $261.4M |
| Surplus | RCON3839 | $228.6M |
| Other Borrowed Money | RCON3190 | $135.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $72.7M |
| Other Assets | RCON2160 | $60.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $44.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $34.3M |
| Other Real Estate Owned | RCON2150 | $29.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $25.2M |
| Other Liabilities, Total | RCON2930 | $24.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$17.5M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $7.2M |
| Common Stock | RCON3230 | $5.6M |
| Intangible Assets | RCON2143 | $2.2M |
| Federal Funds Sold | RCONB987 | $546K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $448K |
Schedule RI: Income Statement (50 items)
About Schedule RI · First Guaranty Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $103.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $63.5M |
| Total Interest Expense | RIAD4073 | $58.9M |
| Net Interest Income | RIAD4074 | $44.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $40.4M |
| Total Noninterest Expense | RIAD4093 | $33.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $32.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $16.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $14.7M |
| Salaries and Employee Benefits | RIAD4135 | $14.3M |
| Other Noninterest Expense | RIAD4092 | $13.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $12.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $11.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $9.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $7.7M |
| Net Income (Loss) | RIAD4340 | $7.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $7.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $6.1M |
| Provision for Loan and Lease Losses | RIAD4230 | $5.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $5.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.8M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $4.5M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $4.3M |
| Total Noninterest Income | RIAD4079 | $3.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.1M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $3.0M |
| Income from Lease Financing Receivables | RIAD4065 | $2.8M |
| Other Noninterest Income | RIADB497 | $2.3M |
| Applicable Income Taxes | RIAD4302 | $2.1M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $1.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.6M |
| Interest on Other Securities | RIAD4060 | $1.5M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $814K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $594K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $403K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $348K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $329K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $317K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $230K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $171K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $168K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $161K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$126K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $43K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $42K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$5K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 333 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $781.3M |
| Balances Due from Federal Reserve Banks | RCON0090 | $718.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $39.4M |
| Currency and Coin | RCON0080 | $15.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $8.1M |
Schedule RC-B: Securities (30 items)
About Schedule RC-B · First Guaranty Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $254.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $252.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $8.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $8.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $568.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $560.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $901.9M |
| Pledged Securities | RCON0416 | $779.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $560.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $268.1M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $265.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $264.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $213.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $213.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $66.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $55.6M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $55.3M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $51.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $49.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $49.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $47.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $29.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $26.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $16.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $15.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.5M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $5.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $4.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $3K |
Schedule RC-C, Part I: Loans and Leases (43 items)
About Schedule RC-C, Part I · First Guaranty Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.77B |
| Pledged Loans and Leases | RCONG378 | $1.56B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $658.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $520.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $410.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $386.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $322.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $269.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $240.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $207.8M |
| Commercial and Industrial Loans | RCON1766 | $130.0M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $130.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $113.4M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $92.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $91.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $85.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $69.8M |
| All Other Lease Financing Receivables | RCONF163 | $56.6M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $56.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $49.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $42.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $36.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $34.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $30.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $26.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $19.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $17.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $13.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $12.3M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $11.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $11.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $7.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $6.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $4.8M |
| Unearned Income on Loans | RCON2123 | $4.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $3.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $2.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $2.1M |
| Other Loans | RCONJ464 | $2.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $1.7M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $268K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $105.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $22.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $17.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $9.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $8.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $7.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $6.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $4.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $3.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $2.9M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 393 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 227 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 128 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 122 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 89 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 68 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 61 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 55 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 54 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 33 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 32 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 15 |
Schedule RC-E: Deposit Liabilities (38 items)
About Schedule RC-E · First Guaranty Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $2.29B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $2.01B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.28B |
| Total Transaction Accounts | RCON2215 | $1.17B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.16B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1.11B |
| Total Brokered Deposits | RCON2365 | $1.11B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $658.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $640.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $606.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $511.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $392.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $345.2M |
| Total reciprocal deposits | RCONJH83 | $330.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $323.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $291.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $284.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $279.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $248.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $224.4M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $192.5M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $192.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $175.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $163.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $154.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $125.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $81.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $74.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $70.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $54.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $53.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $48.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $43.3M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $36.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $27.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $25.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $18.2M |
| Other Assets | RCON2168 | $13.8M |
| Accrued Interest Receivable | RCONB556 | $11.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $10.5M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.9M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $2.4M |
| Prepaid Expenses | RCON2166 | $2.2M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $672K |
| Other Repossessed Assets (Net) | RCON1578 | $14K |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $17.0M |
| Other Expenses Accrued and Unpaid | RCON3646 | $5.5M |
| All Other Liabilities | RCON2938 | $876K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $700K |
Schedule RC-K: Quarterly Averages (20 items)
About Schedule RC-K · First Guaranty Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $3.90B |
| Quarterly Average of Total Loans | RCON3360 | $1.79B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.61B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.10B |
| Mortgage-backed Securities | RCONB559 | $826.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $744.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $657.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $510.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $425.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $336.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $152.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $135.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $130.5M |
| All Other Securities | RCONB560 | $76.5M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $61.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $41.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $14.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $7.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $2.5M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $544K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (13 items)
About Schedule RC-L · First Guaranty Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $232.3M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $232.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $65.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $43.9M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $25.7M |
| Unused Commitments - Credit Card Lines | RCON3815 | $21.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $19.4M |
| Performance Standby Letters of Credit | RCON3821 | $19.2M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $13.7M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $7.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.7M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $1.8M |
Schedule RC-M: Memoranda (12 items)
About Schedule RC-M · First Guaranty Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $100.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $100.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $35.0M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $27.7M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $27.2M |
| All other intangible assets | RCONJF76 | $2.0M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $1.2M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $897K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $448K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $201K |
| Mortgage Servicing Assets | RCON3164 | $201K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (37 items)
About Schedule RC-N · First Guaranty Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $40.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $18.8M |
| Additions to Nonaccrual Assets | RCONC410 | $16.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $11.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $7.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $4.8M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $3.6M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $3.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $3.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $3.0M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $2.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.5M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Farmland in Domestic Offices Included in All Other Loans: Nonaccrual | RCONK132 | $2.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $2.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.3M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $2.2M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.5M |
| All Other Loans - Nonaccrual | RCON5461 | $1.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $1.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $1.4M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $1.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $841K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $756K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $724K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $450K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $356K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $356K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $325K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $250K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $137K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $82K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $79K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $79K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $71K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $34K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $30K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $27K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · First Guaranty Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $3.90B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $3.49B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.06B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.38B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $876.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $274.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $48.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $5.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 53,212 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,627 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 916 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 17 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $891.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $891.2M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $825.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $825.5M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $50.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $50.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $16.0M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $15.8M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $201K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $201K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $12K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $12K |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First Guaranty Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · First Guaranty Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $3.90B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $3.90B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.85B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $300.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $276.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $276.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $276.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $261.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $234.2M |
| Retained Earnings | RCOAKW00 | $44.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $23.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $23.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $23.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$17.5M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$8.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$8.7M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $2.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1621 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1495 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1495 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0821 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0709 |
Schedule RC-R, Part II: Risk-Weighted Assets (73 items)
About Schedule RC-R, Part II · First Guaranty Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.86B |
| Total Risk-weighted Assets | RCONG641 | $1.85B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.67B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.67B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.52B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.52B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.48B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.29B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.24B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $891.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $868.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $781.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $778.8M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $433.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $410.2M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $408.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $394.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $362.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $352.9M |
| Total Held-to-maturity Securities | RCOND961 | $323.2M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $276.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $205.1M |
| Total All Other Assets | RCOND981 | $165.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $140.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $97.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $72.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $58.1M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $55.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$52.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $48.8M |
| Unconditionally Cancellable Commitments | RCONS540 | $46.7M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $46.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $38.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $38.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $38.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $34.5M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $33.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $29.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $20.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $19.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $18.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $14.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $14.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $13.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$11.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $9.6M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$8.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $8.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $8.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $7.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $5.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $3.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $2.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $2.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $2.4M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $2.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $2.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $2.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $2.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 50 Pct Risk Weight Category | RCONG604 | $1.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $1.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $1.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $783K |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONH178 | $634K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $546K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $546K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $503K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $201K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $201K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $201K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $149K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $98K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $5K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $180.5M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $2.5M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $263.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $263.9M |
| Total Equity Capital | RIAD3210 | $261.4M |
| Other Comprehensive Income | RIADB511 | -$10.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (27 items)
About Schedule RI-B, Part I · First Guaranty Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $13.2M |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $5.9M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $2.0M |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $1.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $1.5M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $758K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $384K |
| Charge-offs on All Other Loans | RIAD4644 | $353K |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $295K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $259K |
| Recoveries on All Other Loans | RIAD4628 | $247K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $226K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $171K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $157K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $150K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $137K |
| Charge-offs on Automobile Loans | RIADK129 | $131K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $130K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $107K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $94K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $88K |
| Recoveries on Automobile Loans | RIADK133 | $57K |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $25K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $10K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $6K |
| Recoveries on Loans to Credit Cards | RIADB515 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · First Guaranty Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $40.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $34.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $13.2M |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $150K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $150K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.77B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $820.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $502.9M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $327.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $98.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $34.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $14.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $13.6M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $10.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $5.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.1M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $2.3M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $1.1M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $422K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $395K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $150K |
| Held to Maturity Securities, Total | RCONJJ25 | $150K |
Schedule RI-E: Explanations (23 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.3M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $1.0M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $881K |
| Other Real Estate Owned Expenses | RIADY923 | $784K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $702K |
| Data Processing Expenses | RIADC017 | $688K |
| Legal Expense | RIAD4141 | $597K |
| Marketing and Other Professional Services | RIAD0497 | $563K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $371K |
| Consulting and Advisory Expense | RIADF557 | $335K |
| Accounting and Auditing Expenses | RIADF556 | $300K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $255K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $250K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $195K |
| Telecommunications Expense | RIADF559 | $184K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $135K |
| Printing, Stationery, and Supplies | RIADC018 | $103K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $73K |
| Income and Fees from Wire Transfers | RIADT047 | $50K |
| Safe Deposit Box Rent | RIADC015 | $45K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $28K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $23K |
| Gross Income from Real Estate Owned Operations | RIAD4042 | $11K |
First Guaranty Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Guaranty Bank call report?
The First Guaranty Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Guaranty Bank file?
First Guaranty Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Guaranty Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Guaranty Bank has Federal Reserve RSSD ID 422433 and FDIC certificate number 14028. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Guaranty Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Guaranty Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 14028) · FFIEC NIC profile (RSSD 422433)