Bank call report · Ames, IA
First National Bank Ames, Iowa Call Report
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First National Bank Ames, Iowa filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 469 reported line items, schedule by schedule (970 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 820048 |
| FDIC certificate number | 1545 |
| Total assets | $1.11B |
Official Q2 2026 call report PDF (FFIEC) →
First National Bank Ames, Iowa call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · First National Bank Ames, Iowa balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.11B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.11B |
| Total Liabilities and Minority Interest | RCON2948 | $1.01B |
| Total Deposits | RCON2200 | $955.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $749.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $661.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $652.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $359.9M |
| Deposits: Noninterest-bearing | RCON6631 | $206.1M |
| Total Equity Capital | RCON3210 | $104.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $104.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $98.5M |
| Interest-bearing Balances | RCON0071 | $51.6M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $18.2M |
| Other Borrowed Money | RCON3190 | $16.5M |
| Other Assets | RCON2160 | $15.1M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $12.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.2M |
| Surplus | RCON3839 | $12.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $11.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$9.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $8.7M |
| Federal Funds Sold | RCONB987 | $4.6M |
| Intangible Assets | RCON2143 | $4.4M |
| Goodwill | RCON3163 | $4.1M |
| Other Liabilities, Total | RCON2930 | $4.1M |
| Common Stock | RCON3230 | $3.8M |
| Loans and Leases Held for Sale | RCON5369 | $175K |
Schedule RI: Income Statement (50 items)
About Schedule RI · First National Bank Ames, Iowa income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $22.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $16.8M |
| Net Interest Income | RIAD4074 | $15.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $11.0M |
| Total Noninterest Expense | RIAD4093 | $10.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.8M |
| Total Interest Expense | RIAD4073 | $7.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.8M |
| Net Income (Loss) | RIAD4340 | $6.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.8M |
| Salaries and Employee Benefits | RIAD4135 | $6.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.6M |
| Total Noninterest Income | RIAD4079 | $3.5M |
| Other Noninterest Expense | RIAD4092 | $3.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.4M |
| Applicable Income Taxes | RIAD4302 | $2.0M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.6M |
| Interest on Other Securities | RIAD4060 | $1.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.4M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $1.3M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $1.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $915K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $820K |
| Other Noninterest Income | RIADB497 | $644K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $602K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $402K |
| Provision for Loan and Lease Losses | RIAD4230 | -$348K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $325K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $306K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$276K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $255K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $201K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $198K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $123K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $99K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $84K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $77K |
| Other Interest Income | RIAD4518 | $70K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $67K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $65K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $40K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $31K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $12K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$6K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 117 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $62.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $53.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $5.4M |
| Currency and Coin | RCON0080 | $4.1M |
Schedule RC-B: Securities (30 items)
About Schedule RC-B · First National Bank Ames, Iowa securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $2.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $2.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $103.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $97.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $96K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $95K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $372.5M |
| Pledged Securities | RCON0416 | $122.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $116.3M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $114.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $89.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $87.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $84.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $78.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $60.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $59.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $49.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $40.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $39.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $38.4M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $22.7M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $22.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $21.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $8.8M |
| Fair Value of Structured Notes | RCON8783 | $769K |
| Amortized Cost of Structured Notes | RCON8782 | $750K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $233K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $148K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $128K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $95K |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · First National Bank Ames, Iowa loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $661.6M |
| Pledged Loans and Leases | RCONG378 | $328.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $176.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $171.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $141.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $132.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $108.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $100.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $92.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $92.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $87.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $63.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $49.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $31.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $28.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $27.4M |
| Commercial and Industrial Loans | RCON1766 | $26.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $26.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $19.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $17.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $16.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $8.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $8.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $6.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $6.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.1M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $5.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $4.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $1.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $505K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $454K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $419K |
| Loans to Depository Institutions | RCON1288 | $82K |
| Loans to Depository Institutions and Acceptances of Other Banks: to Commercial Banks in the U.S. | RCONB531 | $82K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $57K |
| Other Loans | RCONJ464 | $57K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $30.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $9.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $5.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $1.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $680K |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 82 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 71 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 69 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 41 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 36 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 35 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 31 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 29 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 23 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 17 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 3 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · First National Bank Ames, Iowa deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $525.0M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $430.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $396.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $387.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $210.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $206.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $175.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $133.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $126.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $95.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $83.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $76.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $70.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $55.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $53.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $49.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $49.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $40.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $34.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $33.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $32.2M |
| Sweep deposits: Not fully insured, non-affiliate sweep deposits | RCONMT93 | $18.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $17.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $14.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $10.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $10.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $6.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $2.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.8M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $809K |
| Total Brokered Deposits | RCON2365 | $809K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $783K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $228K |
Schedule RC-F: Other Assets (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $4.5M |
| Net Deferred Tax Assets | RCON2148 | $4.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $2.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.9M |
| Other Assets | RCON2168 | $1.3M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $743K |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $639K |
| Prepaid Expenses | RCON2166 | $527K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $86K |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $37K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.2M |
| All Other Liabilities | RCON2938 | $732K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $664K |
| Accounts Payable | RCON3066 | $649K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $452K |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $58K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $25K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · First National Bank Ames, Iowa quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.12B |
| Quarterly Average of Total Loans | RCON3360 | $667.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $440.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $336.5M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $294.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $187.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $153.8M |
| All Other Securities | RCONB560 | $116.4M |
| Mortgage-backed Securities | RCONB559 | $102.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $101.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $45.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $35.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $28.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $27.5M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $16.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $5.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.1M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (16 items)
About Schedule RC-L · First National Bank Ames, Iowa derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $51.0M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $50.2M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $41.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $35.6M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $30.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $17.7M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $17.4M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $9.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.9M |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $1.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.7M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $882K |
| Performance Standby Letters of Credit | RCON3821 | $848K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $641K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $74K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · First National Bank Ames, Iowa memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $15.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $15.0M |
| Secured Liabilites: Amount of 'Federal Funds Purchased' That Are Secured | RCONF064 | $12.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $4.1M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $1.5M |
| All other intangible assets | RCONJF76 | $239K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · First National Bank Ames, Iowa past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $9.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $8.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $5.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $5.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $5.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $2.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $852K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $379K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $327K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $70K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · First National Bank Ames, Iowa other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.12B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $956.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $506.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $439.3M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $362.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $110.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $9.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $422K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 27,984 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 476 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 457 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $360.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $360.5M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $359.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $359.9M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $641K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $641K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $639K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $639K |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $74K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $74K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $74K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $74K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First National Bank Ames, Iowa regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $736.1M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · First National Bank Ames, Iowa regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.12B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.12B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $736.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $119.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $110.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $110.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $110.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $104.9M |
| Retained Earnings | RCOAKW00 | $98.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $15.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$9.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$9.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $9.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $9.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $9.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $4.2M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $3.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $227K |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCOAP850 | $55K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1621 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1497 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1497 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0986 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0821 |
Schedule RC-R, Part II: Risk-Weighted Assets (66 items)
About Schedule RC-R, Part II · First National Bank Ames, Iowa risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $736.1M |
| Total Risk-weighted Assets | RCONG641 | $736.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $532.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $532.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $520.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $457.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $457.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $359.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $298.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $266.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $189.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $178.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $171.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $171.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $160.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $160.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $149.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $143.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $119.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $87.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $65.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $62.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $51.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $47.7M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $32.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $32.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $32.0M |
| Total All Other Assets | RCOND981 | $31.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $29.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $25.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $22.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$21.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $21.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $14.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $14.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $13.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$12.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $11.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $11.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $11.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $9.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $9.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $8.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $8.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $5.3M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $5.3M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $4.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $4.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.7M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.7M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $848K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $744K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $744K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $744K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $475K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $424K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $424K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $296K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $175K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $175K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $144K |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $113K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $39K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $35K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $27K |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $9K |
Schedule RC-T: Fiduciary and Related Services (30 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $293.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $123.9M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $102.1M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $61.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $48.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $5.7M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $3.5M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $3.5M |
| Income from Fiduciary Activities | RIAD4070 | $1.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $512K |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $484K |
| Personal Trust and Agency Accounts | RIADB904 | $416K |
| Other Retirement Accounts | RIADB907 | $229K |
| Other Fiduciary and Related Services Income | RIADB910 | $70K |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $37K |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $37K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $22K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $2K |
| Custody and Safekeeping Accounts | RIADB909 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 275 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 101 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 94 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 86 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 85 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 3 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 3 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 2 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 2 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 2 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $104.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $104.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $104.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $5.0M |
| Other Comprehensive Income | RIADB511 | -$1.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · First National Bank Ames, Iowa charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · First National Bank Ames, Iowa changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $9.1M |
| Allowance for Loan and Lease Losses | RIAD3123 | $8.7M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $72K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $661.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $400.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $188.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $34.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $34.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $8.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $4.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $631K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $280K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $107K |
Schedule RI-E: Explanations (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $878K |
| Data Processing Expenses | RIADC017 | $705K |
| Legal Expense | RIAD4141 | $383K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $340K |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $139K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $118K |
| Marketing and Other Professional Services | RIAD0497 | $86K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $73K |
| Directors' Fees | RIAD4136 | $70K |
| Safe Deposit Box Rent | RIADC015 | $70K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $64K |
| Telecommunications Expense | RIADF559 | $49K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $47K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $34K |
| Printing, Stationery, and Supplies | RIADC018 | $33K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $23K |
| Other Real Estate Owned Expenses | RIADY923 | $21K |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $6K |
First National Bank Ames, Iowa call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First National Bank Ames, Iowa call report?
The First National Bank Ames, Iowa call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First National Bank Ames, Iowa file?
First National Bank Ames, Iowa files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First National Bank Ames, Iowa call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Bank Ames, Iowa has Federal Reserve RSSD ID 820048 and FDIC certificate number 1545. Either one finds its filings on the FFIEC Central Data Repository.
How often does First National Bank Ames, Iowa file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First National Bank Ames, Iowa financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1545) · FFIEC NIC profile (RSSD 820048)