The First National Bank and Trust Company of Broken Arrow: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 6.91 percentage points higher than in Q1 2026, at 109.09%. On loan-to-deposit ratio, The First National Bank and Trust Company of Broken Arrow ranks 9th highest among the 169 banks headquartered in Oklahoma, at 103.91% (Q2 2026). The First National Bank and Trust Company of Broken Arrow reported 103.91% on loan-to-deposit ratio for Q2 2026, 22.97 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $28.6M |
| Fed funds sold and reverse repos | $421K |
| Fed funds sold and reverse repos to assets | 0.16% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 103.91% |
| Net loans and leases to deposits | 102.47% |
| Loans and leases to core deposits | 109.09% |
| Core deposits to total deposits | 95.25% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.51% | 97.85% | $0 | $0 |
| Q4 2023 | 71.86% | 97.85% | $0 | $0 |
| Q1 2024 | 78.11% | 96.91% | $0 | $0 |
| Q2 2024 | 82.08% | 96.42% | $0 | $0 |
| Q3 2024 | 87.46% | 95.95% | $0 | $0 |
| Q4 2024 | 96.65% | 95.40% | $0 | $0 |
| Q1 2025 | 93.32% | 94.97% | $0 | $0 |
| Q2 2025 | 90.35% | 95.09% | $0 | $0 |
| Q3 2025 | 89.01% | 95.41% | $0 | $0 |
| Q4 2025 | 86.19% | 95.18% | $0 | $0 |
| Q1 2026 | 97.29% | 95.21% | $0 | $0 |
| Q2 2026 | 103.91% | 95.25% | $0 | $0 |
The First National Bank and Trust Company of Broken Arrow liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank and Trust Company of Broken Arrow, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank and Trust Company of Broken Arrow profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4050) · FFIEC NIC profile (RSSD 145554)