The First National Bank and Trust Company of Broken Arrow: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank and Trust Company of Broken Arrow of Broken Arrow, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.42% | 1.34% | +1.08% | 93rd top |
| ROAE | 15.10% | 13.32% | +1.78% | 66th above |
| Net Interest Margin | 6.16% | 3.93% | +2.23% | 99th top |
| Efficiency Ratio | 46.05% | 61.13% | -15.08% | 88th top |
| PPNR / Avg Assets | 3.38% | 1.68% | +1.70% | 97th top |
| Yield on Earning Assets | 6.85% | 5.67% | +1.18% | 93rd top |
| Cost of Funds | 0.79% | 1.88% | -1.09% | 96th top |
| Net Interest Spread | 5.40% | 3.32% | +2.08% | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.14% | 0.94% | -0.80% | 69th above |
| NPA / Total Assets | 0.12% | 0.70% | -0.58% | 67th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 76th top |
| ACL / Total Loans | 1.39% | 1.28% | +0.11% | 71st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 997.85% | 1546.28% | -548.43% | 82nd top |
| Texas Ratio | 0.70% | 7.34% | -6.64% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.97% | 19.48% | +0.49% | 77th top |
| Tier 1 Ratio | 19.97% | 19.52% | +0.45% | 77th top |
| Total Capital Ratio | 21.22% | 20.60% | +0.62% | 78th top |
| Leverage Ratio | 16.42% | 12.14% | +4.28% | 91st top |
| Equity / Assets | 16.05% | 11.36% | +4.69% | 91st top |
| TCE / Tangible Assets | 16.05% | 11.08% | +4.97% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.91% | 80.66% | +23.25% | 7th bottom |
| Core Deposit Ratio | 95.25% | 86.85% | +8.40% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.80% | 6.84% | -1.04% | 61st above |
| Loan Growth (Y/Y) | 19.49% | 7.91% | +11.58% | 92nd top |
| Deposit Growth (Y/Y) | 3.90% | 6.29% | -2.39% | 49th below |
See The First National Bank and Trust Company of Broken Arrow's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank and Trust Company of Broken Arrow, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank and Trust Company of Broken Arrow profile, how to read a UBPR, or how this data updates.