Bank call report · Fredonia, KS
First National Bank in Fredonia Call Report
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First National Bank in Fredonia filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 230 reported line items, schedule by schedule (441 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 844455 |
| FDIC certificate number | 13798 |
| Total assets | $104.4M |
Official Q2 2026 call report PDF (FFIEC) →
First National Bank in Fredonia call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · First National Bank in Fredonia balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $104.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $104.4M |
| Total Liabilities and Minority Interest | RCON2948 | $92.7M |
| Total Deposits | RCON2200 | $92.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $70.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $63.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $30.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $29.4M |
| Deposits: Noninterest-bearing | RCON6631 | $21.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $17.7M |
| Total Equity Capital | RCON3210 | $11.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $11.8M |
| Interest-bearing Balances | RCON0071 | $8.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$6.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $898K |
| Other Assets | RCON2160 | $835K |
| Surplus | RCON3839 | $300K |
| Other Liabilities, Total | RCON2930 | $184K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $174K |
| Common Stock | RCON3230 | $150K |
| Other Real Estate Owned | RCON2150 | $32K |
Schedule RI: Income Statement (37 items)
About Schedule RI · First National Bank in Fredonia income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.2M |
| Net Interest Income | RIAD4074 | $1.6M |
| Total Noninterest Expense | RIAD4093 | $1.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $744K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $744K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $731K |
| Net Income (Loss) | RIAD4340 | $731K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $731K |
| Salaries and Employee Benefits | RIAD4135 | $620K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $619K |
| Total Interest Expense | RIAD4073 | $514K |
| Other Noninterest Expense | RIAD4092 | $399K |
| Interest on Other Securities | RIAD4060 | $319K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $313K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $244K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $221K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $208K |
| Total Noninterest Income | RIAD4079 | $188K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $183K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $176K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $144K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $144K |
| Other Noninterest Income | RIADB497 | $118K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $105K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $97K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $68K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $66K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $62K |
| Other Interest Income | RIAD4518 | $21K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $19K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $17K |
| Applicable Income Taxes | RIAD4302 | $13K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $10K |
| Income from Lease Financing Receivables | RIAD4065 | $10K |
| Noninterest income: Income from insurance activities | RIADHT74 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 15 |
Schedule RC-B: Securities (37 items)
About Schedule RC-B · First National Bank in Fredonia securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $18.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $17.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $70.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $23.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $20.8M |
| Pledged Securities | RCON0416 | $19.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $17.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $16.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $15.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $13.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $8.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $5.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $5.6M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $5.6M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $5.6M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $5.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $3.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.7M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $1.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $750K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $684K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $590K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $538K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $537K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $466K |
| Amortized Cost of Structured Notes | RCON8782 | $250K |
| Fair Value of Structured Notes | RCON8783 | $227K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $135K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $124K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $87K |
Schedule RC-C, Part I: Loans and Leases (22 items)
About Schedule RC-C, Part I · First National Bank in Fredonia loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $30.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $10.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $7.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $6.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $5.9M |
| Commercial and Industrial Loans | RCON1766 | $5.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $3.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $3.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $3.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $2.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $559K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $471K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $340K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $329K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $120K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) | RCON5562 | 81 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 77 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) | RCON5577 | 76 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) | RCON5576 | 19 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · First National Bank in Fredonia deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $60.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $59.8M |
| Total Transaction Accounts | RCON2215 | $32.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $26.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $25.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $21.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $16.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $11.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $11.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $10.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $8.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $7.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $7.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $6.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $800K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $721K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $195K |
Schedule RC-F: Other Assets (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $514K |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $179K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $113K |
| Other Assets | RCON2168 | $29K |
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $184K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · First National Bank in Fredonia quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $108.8M |
| Mortgage-backed Securities | RCONB559 | $42.7M |
| Quarterly Average of Total Loans | RCON3360 | $30.5M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $26.6M |
| All Other Securities | RCONB560 | $25.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $18.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $14.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $10.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $9.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $6.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $5.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $5.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $3.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $2.0M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $512K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · First National Bank in Fredonia derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $4.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $116K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $52K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · First National Bank in Fredonia memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $76K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $32K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · First National Bank in Fredonia past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $371K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $213K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $190K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $132K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $81K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $37K |
| Additions to Nonaccrual Assets | RCONC410 | $34K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $31K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $24K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $22K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $13K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First National Bank in Fredonia other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $108.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $92.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $46.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $42.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $18.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $350K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,174 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 133 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 50 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · First National Bank in Fredonia regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $108.8M |
| Average total consolidated assets | RCOAKW03 | $108.8M |
| Total Assets | RCOA2170 | $104.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $18.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $18.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $18.2M |
| Retained Earnings | RCOAKW00 | $17.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $11.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$6.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$6.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $5.9M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $5.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $450K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $116K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1673 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0567 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $11.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $11.9M |
| Total Equity Capital | RIAD3210 | $11.8M |
| Other Comprehensive Income | RIADB511 | -$876K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · First National Bank in Fredonia charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $102K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $84K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $31K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $23K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $13K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $5K |
| Recoveries on Automobile Loans | RIADK133 | $5K |
| Charge-offs on Automobile Loans | RIADK129 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First National Bank in Fredonia changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $898K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $827K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $31K |
First National Bank in Fredonia call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First National Bank in Fredonia call report?
The First National Bank in Fredonia call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First National Bank in Fredonia file?
First National Bank in Fredonia files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First National Bank in Fredonia call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Bank in Fredonia has Federal Reserve RSSD ID 844455 and FDIC certificate number 13798. Either one finds its filings on the FFIEC Central Data Repository.
How often does First National Bank in Fredonia file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First National Bank in Fredonia financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 13798) · FFIEC NIC profile (RSSD 844455)