First National Bank in Ord: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.69 percentage points higher than in Q1 2026, at 59.64%. First National Bank in Ord ranks 122nd of 138 Nebraska banks on loan-to-deposit ratio, in the lower half at 59.64% (Q2 2026). First National Bank in Ord reported 59.64% on loan-to-deposit ratio for Q2 2026, 21.19 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $30.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $77.2M |
| Fed funds sold and reverse repos | $600K |
| Fed funds sold and reverse repos to assets | 0.36% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.64% |
| Net loans and leases to deposits | 58.71% |
| Loans and leases to core deposits | 62.27% |
| Core deposits to total deposits | 95.78% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 57.51% | 96.33% | $0 | $2.0M |
| Q4 2023 | 56.53% | 98.14% | $0 | $2.0M |
| Q1 2024 | 54.89% | 98.06% | $0 | $2.0M |
| Q2 2024 | 56.37% | 97.89% | $0 | $2.0M |
| Q3 2024 | 59.78% | 95.70% | $0 | $2.0M |
| Q4 2024 | 63.17% | 95.38% | $0 | $0 |
| Q1 2025 | 56.32% | 95.71% | $0 | $0 |
| Q2 2025 | 58.46% | 95.01% | $0 | $0 |
| Q3 2025 | 60.25% | 93.65% | $0 | $0 |
| Q4 2025 | 57.97% | 93.78% | $0 | $0 |
| Q1 2026 | 56.96% | 93.39% | $0 | $0 |
| Q2 2026 | 59.64% | 95.78% | $0 | $0 |
First National Bank in Ord liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Ord, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Ord profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5460) · FFIEC NIC profile (RSSD 850054)