First National Bank in Ord: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank in Ord of Ord, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.65% | 1.34% | +0.31% | 72nd above |
| ROAE | 14.80% | 13.31% | +1.49% | 65th above |
| Net Interest Margin | 3.87% | 3.93% | -0.06% | 47th below |
| Efficiency Ratio | 57.00% | 61.14% | -4.14% | 63rd above |
| PPNR / Avg Assets | 1.72% | 1.68% | +0.04% | 58th above |
| Yield on Earning Assets | 5.00% | 5.67% | -0.67% | 24th bottom |
| Cost of Funds | 1.25% | 1.88% | -0.63% | 82nd top |
| Net Interest Spread | 3.18% | 3.32% | -0.14% | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 91st top |
| ACL / Total Loans | 1.56% | 1.28% | +0.28% | 82nd top |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.83% | 19.50% | +3.33% | 84th top |
| Tier 1 Ratio | 22.83% | 19.53% | +3.30% | 84th top |
| Total Capital Ratio | 24.08% | 20.62% | +3.46% | 85th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.35% | 12.14% | -0.79% | 56th above |
| Equity / Assets | 11.54% | 11.37% | +0.17% | 66th above |
| TCE / Tangible Assets | 11.54% | 11.09% | +0.45% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.64% | 80.64% | -21.00% | 84th top |
| Core Deposit Ratio | 95.78% | 86.86% | +8.92% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.52% | 6.85% | -1.33% | 59th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.16% | 7.90% | -0.74% | 61st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.04% | 6.29% | -1.25% | 58th above |
See First National Bank in Ord's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank in Ord, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank in Ord profile, how to read a UBPR, or how this data updates.