Bank call report · Sioux Falls, SD
The First National Bank in Sioux Falls Call Report
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The First National Bank in Sioux Falls filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 406 reported line items, schedule by schedule (740 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 326858 |
| FDIC certificate number | 4016 |
| Total assets | $2.12B |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank in Sioux Falls call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · The First National Bank in Sioux Falls balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.12B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.12B |
| Total Liabilities and Minority Interest | RCON2948 | $1.92B |
| Total Deposits | RCON2200 | $1.77B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.59B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.56B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.36B |
| Deposits: Noninterest-bearing | RCON6631 | $406.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $376.2M |
| Total Equity Capital | RCON3210 | $197.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $197.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $184.2M |
| Other Borrowed Money | RCON3190 | $110.0M |
| Other Assets | RCON2160 | $65.8M |
| Other Liabilities, Total | RCON2930 | $44.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $39.6M |
| Interest-bearing Balances | RCON0071 | $39.0M |
| Surplus | RCON3839 | $35.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $30.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$28.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $23.1M |
| Common Stock | RCON3230 | $6.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $1.7M |
| Held-to-maturity Securities, Total | RCON1754 | $1.7M |
| Federal Funds Sold | RCONB987 | $1.6M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $775K |
| Loans and Leases Held for Sale | RCON5369 | $499K |
Schedule RI: Income Statement (42 items)
About Schedule RI · The First National Bank in Sioux Falls income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $53.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $44.6M |
| Net Interest Income | RIAD4074 | $35.0M |
| Total Noninterest Expense | RIAD4093 | $29.3M |
| Total Interest Expense | RIAD4073 | $18.5M |
| Salaries and Employee Benefits | RIAD4135 | $17.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $16.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $16.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $15.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $12.1M |
| Net Income (Loss) | RIAD4340 | $12.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $12.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $11.8M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $11.8M |
| Total Noninterest Income | RIAD4079 | $11.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $9.3M |
| Other Noninterest Expense | RIAD4092 | $9.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $6.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $6.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $4.5M |
| Applicable Income Taxes | RIAD4302 | $4.4M |
| Other Noninterest Income | RIADB497 | $3.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.8M |
| Other Interest Expense | RIADGW44 | $2.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.1M |
| Provision for Loan and Lease Losses | RIAD4230 | $700K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $700K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $691K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $281K |
| Other Interest Income | RIAD4518 | $235K |
| Interest on Other Securities | RIAD4060 | $226K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $106K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $55K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $36K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $25K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$3K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 280 |
Schedule RC-B: Securities (19 items)
About Schedule RC-B · The First National Bank in Sioux Falls securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $414.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $383.6M |
| Pledged Securities | RCON0416 | $377.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $348.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $301.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $23.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $19.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $15.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $14.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $14.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $13.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $11.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $11.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $10.2M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $1.7M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $1.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $118K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $115K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · The First National Bank in Sioux Falls loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.59B |
| Pledged Loans and Leases | RCONG378 | $651.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $513.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $368.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $361.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $301.0M |
| Commercial and Industrial Loans | RCON1766 | $298.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $261.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $226.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $205.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $196.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $176.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $137.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $123.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $120.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $92.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $87.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $55.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $40.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $36.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $21.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $14.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $13.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $13.5M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $13.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $5.6M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $5.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $3.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $873K |
| Other Loans | RCONJ464 | $661K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $460K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $350K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $70.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $68.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $37.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $32.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $31.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $27.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $23.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $11.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $9.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $6.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $596K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 598 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 321 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 290 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 236 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 213 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 158 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 112 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 103 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 73 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 46 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 28 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 18 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · The First National Bank in Sioux Falls deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $903.5M |
| Total Transaction Accounts | RCON2215 | $863.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $793.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $707.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $588.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $406.9M |
| Total reciprocal deposits | RCONJH83 | $270.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $162.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $162.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $152.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $129.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $128.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $110.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $101.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $101.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $78.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $78.4M |
| Total Brokered Deposits | RCON2365 | $78.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $57.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $21.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $20.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $14.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $6.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $6.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $3.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $2.9M |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $17.2M |
| Net Deferred Tax Assets | RCON2148 | $15.2M |
| Other Assets | RCON2168 | $14.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $11.5M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $10.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $7.5M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $23.5M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $19.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $16.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $350K |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · The First National Bank in Sioux Falls quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.19B |
| Quarterly Average of Total Loans | RCON3360 | $1.59B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $587.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $570.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $506.0M |
| Mortgage-backed Securities | RCONB559 | $387.9M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $369.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $328.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $294.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $183.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $126.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $112.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $60.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $27.5M |
| All Other Securities | RCONB560 | $17.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $14.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $805K |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $91K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · The First National Bank in Sioux Falls derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $218.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $214.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $155.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $40.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $33.0M |
| Unused Commitments - Credit Card Lines | RCON3815 | $23.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $8.1M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.7M |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · The First National Bank in Sioux Falls memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $110.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $110.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $9.7M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (26 items)
About Schedule RC-N · The First National Bank in Sioux Falls past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $10.5M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $3.4M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $3.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.7M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $2.5M |
| Additions to Nonaccrual Assets | RCONC410 | $2.3M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.9M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $1.5M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.2M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $603K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $603K |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $547K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $479K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $358K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $347K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $339K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $270K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $158K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $157K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $77K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $71K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $34K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 90 Days or More and Still Accruing | RCON1597 | $34K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $14K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · The First National Bank in Sioux Falls other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.19B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.77B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.08B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $680.8M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $624.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $223.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $11.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 37,428 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 812 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 591 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · The First National Bank in Sioux Falls regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · The First National Bank in Sioux Falls regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.19B |
| Average total consolidated assets | RCOAKW03 | $2.19B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.62B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $246.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $225.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $225.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $225.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $197.4M |
| Retained Earnings | RCOAKW00 | $184.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $41.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$28.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$28.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $20.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $20.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $20.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1521 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1396 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1396 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1034 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0721 |
Schedule RC-R, Part II: Risk-Weighted Assets (57 items)
About Schedule RC-R, Part II · The First National Bank in Sioux Falls risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.62B |
| Total Risk-weighted Assets | RCONG641 | $1.62B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.32B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.32B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.30B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.20B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.20B |
| Unconditionally Cancellable Commitments | RCONS540 | $475.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $441.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $441.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $409.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $376.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $371.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $371.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $370.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $370.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $185.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $125.0M |
| Total All Other Assets | RCOND981 | $105.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $98.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $88.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $69.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$61.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $54.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $52.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $47.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$38.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $30.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $30.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $27.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $22.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $18.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $18.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $15.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $15.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $12.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $12.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $10.4M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $8.1M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $8.1M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $8.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $6.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $6.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $6.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $3.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $2.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $2.1M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $1.7M |
| Total Held-to-maturity Securities | RCOND961 | $1.7M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.6M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $1.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $749K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $499K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $499K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $150K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $150K |
Schedule RC-T: Fiduciary and Related Services (41 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $8.02B |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $3.88B |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $3.67B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $2.24B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $1.05B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $737.1M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $406.9M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $273.5M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $170.5M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $52.7M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $9.2M |
| Income from Fiduciary Activities | RIAD4070 | $7.1M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $7.0M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $4.3M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $3.4M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $3.1M |
| Personal Trust and Agency Accounts | RIADB904 | $2.2M |
| Other Retirement Accounts | RIADB907 | $803K |
| Employee Benefit-defined Contribution | RIADB905 | $473K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $348K |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $224K |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $122K |
| Employee Benefit-defined Benefit | RIADB906 | $74K |
| Custody and Safekeeping Accounts | RIADB909 | $5K |
| All Other Fiduciary Income | RIADA480 | $2K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,897 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 790 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 604 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 443 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 438 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 236 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 157 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 42 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 25 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 15 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 9 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 6 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 5 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 2 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 2 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $197.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $193.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $193.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $6.1M |
| Other Comprehensive Income | RIADB511 | -$2.0M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · The First National Bank in Sioux Falls charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $932K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $516K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $328K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $274K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $264K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $80K |
| Charge-offs on Automobile Loans | RIADK129 | $8K |
| Recoveries on Automobile Loans | RIADK133 | $8K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First National Bank in Sioux Falls changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $23.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $23.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $932K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.58B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $656.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $524.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $329.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $46.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $27.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $23.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $11.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $7.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $986K |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $836K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $823K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $94.4M |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $7.1M |
The First National Bank in Sioux Falls call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank in Sioux Falls call report?
The The First National Bank in Sioux Falls call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank in Sioux Falls file?
The First National Bank in Sioux Falls files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank in Sioux Falls call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank in Sioux Falls has Federal Reserve RSSD ID 326858 and FDIC certificate number 4016. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank in Sioux Falls file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank in Sioux Falls financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 4016) · FFIEC NIC profile (RSSD 326858)