First National Bank in Tigerton: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 10.18 percentage points in Q2 2026, from 17.41% to 7.24%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, First National Bank in Tigerton is 7th from the bottom among 153 Wisconsin banks, 52.31% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. First National Bank in Tigerton sits 15.31 points lower, at 52.31% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $13.2M |
| Net loans and leases | $13.1M |
| Loans held for sale | $0 |
| Loans to total assets | 45.26% |
| Loan-to-deposit ratio | 52.31% |
| Net loans to equity capital | 3.39% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 4.74% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.48% |
| Consumer | 8.21% |
| Credit cards | 0.00% |
| Farm | 11.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 1.79% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 7.24% |
| Construction concentration (Tier 1 capital + allowance) | 7.24% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.96% |
| Interest income on loans | $229K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $11.4M | $23.5M | 5.99% | 0.46% | 9.80% |
| Q4 2023 | $11.6M | $23.6M | 6.06% | 0.42% | 9.60% |
| Q1 2024 | $11.3M | $24.9M | 5.89% | 0.56% | 9.35% |
| Q2 2024 | $12.2M | $25.1M | 5.04% | 0.48% | 9.26% |
| Q3 2024 | $12.5M | $23.8M | 4.78% | 0.69% | 9.04% |
| Q4 2024 | $12.6M | $24.0M | 4.42% | 0.58% | 8.20% |
| Q1 2025 | $12.4M | $25.3M | 4.37% | 0.54% | 8.89% |
| Q2 2025 | $12.8M | $24.6M | 4.79% | 0.55% | 9.36% |
| Q3 2025 | $13.1M | $23.5M | 5.08% | 0.67% | 8.30% |
| Q4 2025 | $13.5M | $24.2M | 4.69% | 0.59% | 8.29% |
| Q1 2026 | $13.2M | $26.5M | 4.61% | 0.55% | 7.98% |
| Q2 2026 | $13.2M | $25.3M | 4.74% | 0.48% | 8.21% |
First National Bank in Tigerton loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Tigerton, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Tigerton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14400) · FFIEC NIC profile (RSSD 74449)