First National Bank in Tigerton: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Yield on securities, which fell 0.29 percentage points to 3.50%. First National Bank in Tigerton ranks 68th of 153 Wisconsin banks on net interest margin, in the upper half at 3.91% (Q2 2026). The median for banks in the < $100M asset tier is 3.89% on net interest margin; First National Bank in Tigerton reported 3.91% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.24% |
| Yield on loans | 6.92% |
| Yield on securities | 3.50% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.48% |
| Cost of interest-bearing deposits | 1.92% |
| Cost of interest-bearing liabilities | 1.92% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.91% |
| Yield to cost spread | 3.32% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $229K |
| Total interest expense | $95K |
| Interest expense on deposits | $95K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.13% | 1.50% | 3.82% | 6.14% | 4.18% |
| Q4 2023 | 5.57% | 1.42% | 4.32% | 6.51% | 3.92% |
| Q1 2024 | 5.63% | 1.44% | 4.35% | 6.54% | 4.71% |
| Q2 2024 | 5.88% | 1.53% | 4.50% | 6.75% | 4.60% |
| Q3 2024 | 5.82% | 1.54% | 4.43% | 6.87% | 4.88% |
| Q4 2024 | 5.85% | 1.45% | 4.57% | 6.95% | 4.81% |
| Q1 2025 | 5.45% | 1.35% | 4.26% | 6.81% | 4.43% |
| Q2 2025 | 5.54% | 1.48% | 4.23% | 6.87% | 3.98% |
| Q3 2025 | 5.53% | 1.46% | 4.23% | 7.01% | 4.18% |
| Q4 2025 | 5.51% | 1.50% | 4.20% | 6.97% | 4.00% |
| Q1 2026 | 5.09% | 1.43% | 3.82% | 6.83% | 3.78% |
| Q2 2026 | 5.24% | 1.48% | 3.91% | 6.92% | 3.50% |
First National Bank in Tigerton yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Tigerton, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Tigerton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14400) · FFIEC NIC profile (RSSD 74449)