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Bank call report · East Lansing, MI

First National Bank of America Call Report

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First National Bank of America filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 360 reported line items, schedule by schedule (994 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

First National Bank of America call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID413141
FDIC certificate number17438
Total assets$6.82B

Official Q2 2026 call report PDF (FFIEC) →

First National Bank of America call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (26 items)

About Schedule RC · First National Bank of America balance sheet trends

First National Bank of America Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $6.82B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $6.82B
Loans and Leases, Net of Unearned Income - Totals RCONB528 $6.27B
Total Liabilities and Minority Interest RCON2948 $6.27B
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $6.20B
Total Deposits RCON2200 $3.88B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $3.77B
Other Borrowed Money RCON3190 $2.33B
Total Equity Capital RCON3210 $550.7M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $550.7M
Undivided Profits and Capital Reserves RCON3632 $527.2M
Interest-bearing Balances RCON0071 $306.8M
Other Assets RCON2160 $184.8M
Deposits: Noninterest-bearing RCON6631 $108.7M
Allowance for Loan and Lease Losses RCON3123 $68.7M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $66.0M
Other Liabilities, Total RCON2930 $55.4M
Surplus RCON3839 $23.4M
Equity securities with readily determinable fair values not held for trading RCONJA22 $16.0M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $13.2M
Noninterest-bearing Balances and Currency and Coin RCON0081 $8.8M
Other Real Estate Owned RCON2150 $8.2M
Intangible Assets RCON2143 $6.3M
Loans and Leases Held for Sale RCON5369 $4.5M
Common Stock RCON3230 $420K
Accumulated Other Comprehensive Income RCONB530 -$324K
Schedule RI: Income Statement (39 items)

About Schedule RI · First National Bank of America income statement trends

First National Bank of America Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $278.2M
Interest and Fee Income on Loans, Total RIAD4010 $266.1M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $244.5M
Net Interest Income RIAD4074 $158.9M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $119.4M
Total Interest Expense RIAD4073 $119.3M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $119.3M
Income (Loss) Before Discontinued Operations RIAD4300 $94.2M
Net Income (Loss) RIAD4340 $94.2M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $94.2M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $59.3M
Interest on Trading Liabilities and Other Borrowed Money RIAD4185 $46.3M
Total Noninterest Expense RIAD4093 $44.0M
Applicable Income Taxes RIAD4302 $25.1M
Salaries and Employee Benefits RIAD4135 $23.6M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $21.5M
Other Noninterest Expense RIAD4092 $18.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $8.4M
Total Noninterest Income RIAD4079 $6.4M
Interest Income on Balances Due from Depository Institutions RIAD4115 $5.5M
Other Interest Income RIAD4518 $5.0M
Net Gains (Losses) on Sales of Loans RIAD5416 $3.9M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $3.8M
Provisions for Credit Losses on Financial Assets RIADJJ33 $1.8M
Interest on Other Securities RIAD4060 $1.6M
Expenses of Premises and Fixed Assets RIAD4217 $1.6M
Savings Deposits (Including Mmdas) RIAD0093 $1.5M
Net Gains (Losses) on Other Real Estate Owned RIAD5415 $1.3M
Provision for Loan and Lease Losses RIAD4230 $1.1M
Net Servicing Fees RIADB492 $692K
Other Noninterest Income RIADB497 $393K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 -$90K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $85K
Income from Other Insurance and Reinsurance Activities RIADC387 $78K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $56K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $24K
Realized Gains (Losses) on Available-for-sale Debt Securities RIAD3196 -$17K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $4K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 412
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)

About Schedule RC-A

First National Bank of America Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions RCON0010 $315.6M
Balances Due from Federal Reserve Banks RCON0090 $236.8M
Balances Due from Depository Institutions in the U.S. RCON0082 $73.5M
Cash Items in Process of Collection and Unposted Debits RCON0020 $4.9M
Currency and Coin RCON0080 $405K
Schedule RC-B: Securities (8 items)

About Schedule RC-B · First National Bank of America securities trends

First National Bank of America Schedule RC-B, Q2 2026
Line item Code Q2 2026
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCON1739 $66.4M
Total Amortized Cost of Available-for-sale Securities RCON1772 $66.4M
Fair Value of Other Available-for-sale Domestic Debt Securities RCON1741 $66.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $31.8M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $20.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $14.5M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $13.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $6.4M
Schedule RC-C, Part I: Loans and Leases (36 items)

About Schedule RC-C, Part I · First National Bank of America loans and leases trends

First National Bank of America Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $6.28B
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $5.81B
Pledged Loans and Leases RCONG378 $5.37B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $5.26B
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $300.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $244.6M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $242.2M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $93.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $67.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $63.5M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $60.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $51.1M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $48.3M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $46.0M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $45.5M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $34.5M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $34.1M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $32.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $25.2M
Real Estate Loans Secured by Farmland RCON1420 $15.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $14.3M
Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) RCONF577 $13.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $10.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $9.0M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $8.7M
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) RCONJ451 $5.1M
Other Loans RCONJ464 $5.1M
Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above RCONLE75 $3.3M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $2.8M
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $2.7M
Commercial and Industrial Loans RCON1766 $1.9M
Commercial and Industrial Loans to U.S. Addressees RCON1763 $1.9M
Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) RCONB837 $1.9M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $953K
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans RCONK159 $71K
Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties RCONK161 $10K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)

About Schedule RC-C, Part II

First National Bank of America Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $27.1M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $16.3M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $5.4M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $4.2M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $3.9M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $1.4M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $1.3M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $548K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $35K
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 158
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 113
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 112
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 44
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 33
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 25
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 4
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 3
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 2
Schedule RC-E: Deposit Liabilities (29 items)

About Schedule RC-E · First National Bank of America deposit liabilities trends

First National Bank of America Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $3.53B
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $3.50B
Total Time Deposits of Less Than $100,000 RCON6648 $2.22B
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $1.68B
Total Brokered Deposits RCON2365 $1.68B
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $1.23B
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $934.9M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $809.2M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $750.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $577.6M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $420.0M
Total Transaction Accounts RCON2215 $349.9M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $349.9M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $231.6M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $204.7M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $193.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $146.6M
Money Market Deposit Accounts (Mmda's) RCON6810 $134.6M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $130.6M
Total Demand Deposits (See Note Below) RCON2210 $108.7M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $83.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $80.3M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $62.6M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $47.7M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $20.8M
Total reciprocal deposits RCONJH83 $5.2M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $4.5M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $4.2M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $3.4M
Schedule RC-F: Other Assets (5 items)

About Schedule RC-F

First National Bank of America Schedule RC-F, Q2 2026
Line item Code Q2 2026
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $114.6M
Accrued Interest Receivable RCONB556 $33.4M
Other Assets RCON2168 $19.1M
Net Deferred Tax Assets RCON2148 $17.7M
Prepaid Expenses RCON2166 $12.8M
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

First National Bank of America Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $28.2M
All Other Liabilities RCON2938 $15.5M
Accounts Payable RCON3066 $13.3M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $10.5M
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $1.3M
Schedule RC-K: Quarterly Averages (13 items)

About Schedule RC-K · First National Bank of America quarterly averages trends

First National Bank of America Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $6.78B
Quarterly Average of Total Loans RCON3360 $6.27B
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $5.86B
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $2.98B
Quarterly Average of Other Borrowed Money RCON3355 $2.34B
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $410.4M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $410.0M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $285.8M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $246.8M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $109.3M
All Other Securities RCONB560 $80.7M
Quarterly Average of Commercial and Industrial Loans RCON3387 $1.9M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $981K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)

About Schedule RC-L · First National Bank of America derivatives and off-balance-sheet items trends

First National Bank of America Schedule RC-L, Q2 2026
Line item Code Q2 2026
Other Unused Commitments: All Other Unused Commitments RCONJ459 $128.9M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $16.0M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $6.2M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $1.2M
Schedule RC-M: Memoranda (11 items)

About Schedule RC-M · First National Bank of America memoranda trends

First National Bank of America Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF056 $1.17B
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years RCONF057 $614.5M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years RCONF058 $299.5M
FHLB Advances (Loans) Due in One Year or Less RCON2651 $246.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $246.0M
FHLB Advances: Structured Advances RCONF059 $217.0M
All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices RCON5510 $6.8M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $6.3M
Mortgage Servicing Assets RCON3164 $6.3M
All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices RCON5512 $1.2M
All Other Real Estate Owned: Construction and Land Development in Domestic Offices RCON5508 $313K
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (29 items)

About Schedule RC-N · First National Bank of America past due and nonaccrual loans, leases, and other assets trends

First National Bank of America Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $119.1M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $110.9M
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $54.5M
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $51.8M
Additions to Nonaccrual Assets RCONC410 $35.3M
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $4.7M
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual RCONF663 $3.9M
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $3.3M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $2.9M
Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days RCONF173 $2.2M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $1.0M
Nonaccrual Assets Sold During the Quarter RCONC411 $802K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $439K
Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual RCONK119 $286K
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual RCON3495 $262K
Commercial and Industrial Loans - Nonaccrual RCON1608 $256K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual RCON5400 $248K
Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual RCONK110 $209K
Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual RCONK116 $169K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural RCONC230 $166K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing RCONHK26 $125K
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual RCONK113 $91K
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $91K
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. RCONF661 $74K
Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) - Nonaccrual RCON1250 $62K
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $58K
Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans: Past Due 30 Through 89 Days and Still Accruing RCONK108 $51K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing RCONC238 $43K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual RCONK218 $31K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · First National Bank of America other data for deposit insurance assessments trends

First National Bank of America Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $6.78B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $3.89B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $3.08B
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $723.6M
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $723.6M
Average Tangible Equity for the Calendar Quarter RCONK654 $533.9M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $70.8M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $12.8M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 68,103
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 1,728
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 1,300
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 40
Averaging Method Used RCONK653 1
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (3 items)

About Schedule RC-P

First National Bank of America Schedule RC-P, Q2 2026
Line item Code Q2 2026
Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter RCONFT04 $53.5M
Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading RCONFT05 $4.3M
Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans RIADHT85 $4.1M
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (6 items)

About Schedule RC-Q

First National Bank of America Schedule RC-Q, Q2 2026
Line item Code Q2 2026
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes RCONJA36 $82.0M
Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc RCONG502 $82.0M
Available-for-sale Securities - Level 2 Fair Value Measurements RCONG476 $66.0M
Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements RCONG505 $66.0M
Available-for-sale Securities - Level 1 Fair Value Measurements RCONG475 $16.0M
Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements RCONG504 $16.0M
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · First National Bank of America regulatory capital trends

First National Bank of America Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $3.63B
Excess Allowance for Loan and Lease Losses RCONA222 $24.6M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)

About Schedule RC-R, Part I · First National Bank of America regulatory capital components and ratios trends

First National Bank of America Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $6.78B
Average total consolidated assets RCOAKW03 $6.78B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $3.61B
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $596.5M
Common Equity Tier 1 Capital RCOAP859 $551.1M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $551.1M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $551.1M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $550.7M
Retained Earnings RCOAKW00 $527.2M
General Loan and Lease Valuation Allowances RCOA5310 $45.4M
Tier 2 (Supplementary) Capital RCOA5311 $45.4M
Tier 2 Capital Before Deductions RCOAP870 $45.4M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $23.8M
Accumulated Other Comprehensive Income RCOAB530 -$324K
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$324K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1654
Common Equity Tier 1 Capital Ratio RCOAP793 0.1528
Tier 1 Risk-based Capital Ratio RCOA7206 0.1528
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0854
Tier 1 Leverage Capital Ratio RCOA7204 0.0813
Schedule RC-R, Part II: Risk-Weighted Assets (48 items)

About Schedule RC-R, Part II · First National Bank of America risk-weighted assets trends

First National Bank of America Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $5.87B
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $5.78B
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $5.75B
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $5.75B
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $3.63B
Total Risk-weighted Assets RCONG641 $3.61B
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $2.89B
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $697.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $697.0M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $693.4M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $391.2M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $391.2M
Total Cash and Balances Due from Depository Institutions RCOND957 $315.6M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $304.4M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $304.4M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $303.6M
Total All Other Assets RCOND981 $212.6M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $134.4M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $134.4M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $130.6M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $128.8M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $106.5M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $99.0M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $82.0M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$69.1M
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $66.4M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $26.9M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $26.1M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% RCONS529 $25.4M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $21.9M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $16.0M
Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category RCONS573 $15.8M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $12.0M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $10.9M
Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category RCONG628 $8.0M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category RCONS454 $7.7M
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $7.7M
All Other Assets - 250 Pct Risk Weight Category RCONH293 $6.3M
The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% RCONS504 $6.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category RCONS562 $6.3M
Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS416 $4.3M
Total Loans and Leases Held for Sale, Residential Mortgage Exposures RCONS413 $4.3M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $2.9M
All Other Assets - 0 Pct Risk Weight Category RCOND982 $715K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $688K
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$410K
Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category RCONS436 $220K
Total Loans and Leases Held for Sale, All Other Exposures RCONS431 $220K
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (3 items)

About Schedule RC-S

First National Bank of America Schedule RC-S, Q2 2026
Line item Code Q2 2026
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements RCONB805 $470.1M
Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others RCONA591 $4.2M
Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) RCONF699 $2.4M
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

First National Bank of America Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $550.7M
Balance End of Previous Calendar Year as Restated RIADB508 $536.6M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $536.6M
Cash Dividends Declared on Common Stock RIAD4460 $79.6M
Other Comprehensive Income RIADB511 -$483K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)

About Schedule RI-B, Part I · First National Bank of America charge-offs and recoveries on loans and leases trends

First National Bank of America Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $494K
Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens RIADC234 $286K
Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs RIADC897 $185K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $36K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $26K
Other Construction Loans and All Land Development and Other Land Loans, Charge-offs RIADC893 $14K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $6K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens RIADC218 $5K
Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5412 $4K
Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5411 $3K
Other Construction Loans and All Land Development and Other Land Loans, Recoveries RIADC894 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · First National Bank of America changes in allowances for credit losses trends

First National Bank of America Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $68.7M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $68.0M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $666K
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $494K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)

About Schedule RI-C

First National Bank of America Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $6.27B
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $5.95B
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $242.2M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $68.7M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $68.6M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $64.9M
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $7.0M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $3.2M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $953K
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $522K
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $16K
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $14K
Loans and Leases, Held for Investment, Unallocated, Allowance Balance RCONJJ18 $2K
Schedule RI-E: Explanations (3 items)

About Schedule RI-E

First National Bank of America Schedule RI-E, Q2 2026
Line item Code Q2 2026
First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4464 $4.8M
Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4467 $2.6M
First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4461 $190K

First National Bank of America call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the First National Bank of America call report?

The First National Bank of America call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does First National Bank of America file?

First National Bank of America files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the First National Bank of America call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Bank of America has Federal Reserve RSSD ID 413141 and FDIC certificate number 17438. Either one finds its filings on the FFIEC Central Data Repository.

How often does First National Bank of America file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

First National Bank of America financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.