Bank call report · Blanchester, OH
The First National Bank of Blanchester Call Report
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The First National Bank of Blanchester filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 278 reported line items, schedule by schedule (775 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 735414 |
| FDIC certificate number | 6530 |
| Total assets | $77.7M |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank of Blanchester call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · The First National Bank of Blanchester balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $77.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $77.7M |
| Total Liabilities and Minority Interest | RCON2948 | $69.3M |
| Total Deposits | RCON2200 | $68.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $64.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $49.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $49.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $15.8M |
| Held-to-maturity Securities, Total | RCON1754 | $15.8M |
| Total Equity Capital | RCON3210 | $8.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $8.3M |
| Interest-bearing Balances | RCON0071 | $5.6M |
| Surplus | RCON3839 | $5.1M |
| Deposits: Noninterest-bearing | RCON6631 | $4.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $3.1M |
| Other Assets | RCON2160 | $2.8M |
| Federal Funds Sold | RCONB987 | $1.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.2M |
| Other Liabilities, Total | RCON2930 | $464K |
| Allowance for Loan and Lease Losses | RCON3123 | $285K |
| Common Stock | RCON3230 | $200K |
Schedule RI: Income Statement (36 items)
About Schedule RI · The First National Bank of Blanchester income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.8M |
| Net Interest Income | RIAD4074 | $1.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.4M |
| Total Noninterest Expense | RIAD4093 | $1.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.0M |
| Salaries and Employee Benefits | RIAD4135 | $612K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $589K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $589K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $481K |
| Net Income (Loss) | RIAD4340 | $481K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $481K |
| Other Noninterest Expense | RIAD4092 | $444K |
| Total Interest Expense | RIAD4073 | $279K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $236K |
| Total Noninterest Income | RIAD4079 | $223K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $183K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $180K |
| Other Noninterest Income | RIADB497 | $120K |
| Applicable Income Taxes | RIAD4302 | $108K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $106K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $103K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $103K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $92K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $75K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $59K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $31K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $28K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $15K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $13K |
| Interest on Other Securities | RIAD4060 | $13K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $12K |
| Provision for Loan and Lease Losses | RIAD4230 | $10K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $10K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $9K |
| Other Interest Income | RIAD4518 | $8K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 16 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · The First National Bank of Blanchester securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $840K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $761K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $15.5M |
| Pledged Securities | RCON0416 | $12.2M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $9.9M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $9.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $7.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.7M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $2.2M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $2.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $1.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $1.8M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $898K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $885K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $751K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $575K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $266K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $58K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · The First National Bank of Blanchester loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $49.5M |
| Pledged Loans and Leases | RCONG378 | $41.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $35.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $19.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $11.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $3.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $2.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.7M |
| Commercial and Industrial Loans | RCON1766 | $1.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $945K |
| Real Estate Loans Secured by Farmland | RCON1420 | $791K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $513K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $410K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $351K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $293K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $211K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $161K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $128K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $119K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $119K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $13K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $899K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $583K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $405K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $386K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $296K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $232K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 35 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 5 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · The First National Bank of Blanchester deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $39.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $29.5M |
| Total Transaction Accounts | RCON2215 | $29.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $28.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $27.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $15.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $15.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $10.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $5.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $4.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $3.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $3.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $2.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $710K |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $709K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $678K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $448K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $287K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $262K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.1M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $1.0M |
| Accrued Interest Receivable | RCONB556 | $297K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $238K |
| Other Assets | RCON2168 | $86K |
| Prepaid Expenses | RCON2166 | $83K |
| Net Deferred Tax Assets | RCON2148 | $49K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $276K |
| Deferred Compensation Liabilities | RCONC011 | $263K |
| Other Expenses Accrued and Unpaid | RCON3646 | $149K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $39K |
| Accounts Payable | RCON3066 | $13K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · The First National Bank of Blanchester quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $78.5M |
| Quarterly Average of Total Loans | RCON3360 | $49.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $38.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $31.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $25.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $12.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $7.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $7.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.5M |
| Mortgage-backed Securities | RCONB559 | $2.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.4M |
| All Other Securities | RCONB560 | $981K |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $720K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $187K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · The First National Bank of Blanchester derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.2M |
| Unused Commitments - Credit Card Lines | RCON3815 | $833K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $266K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $206K |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $45K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · The First National Bank of Blanchester memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.1M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · The First National Bank of Blanchester past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $244K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $175K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $137K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $75K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $75K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $19K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $18K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The First National Bank of Blanchester other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $78.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $68.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $47.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $19.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $8.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $262K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,509 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 88 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 28 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · The First National Bank of Blanchester regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $37.8M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · The First National Bank of Blanchester regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $78.5M |
| Average total consolidated assets | RCOAKW03 | $78.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $37.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $8.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $8.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $8.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $8.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $8.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.3M |
| Retained Earnings | RCOAKW00 | $3.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $285K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $285K |
| Tier 2 Capital Before Deductions | RCOAP870 | $285K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2284 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2208 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2208 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1484 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1062 |
Schedule RC-R, Part II: Risk-Weighted Assets (42 items)
About Schedule RC-R, Part II · The First National Bank of Blanchester risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $38.5M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $37.8M |
| Total Risk-weighted Assets | RCONG641 | $37.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $37.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $35.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $35.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $18.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $16.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $16.7M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $16.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $16.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $16.5M |
| Total Held-to-maturity Securities | RCOND961 | $15.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $10.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $10.6M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $10.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $8.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $8.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $6.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $5.8M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $5.4M |
| Total All Other Assets | RCOND981 | $4.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $3.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $2.7M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.8M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $1.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $1.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $1.0M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $1.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $852K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $324K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$285K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $266K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $158K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $80K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $53K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $53K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $8.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $8.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $8.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $223K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · The First National Bank of Blanchester charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $33K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $15K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $10K |
| Charge-offs on Automobile Loans | RIADK129 | $8K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First National Bank of Blanchester changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $307K |
| Allowance for Loan and Lease Losses | RIAD3123 | $285K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $33K |
The First National Bank of Blanchester call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank of Blanchester call report?
The The First National Bank of Blanchester call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank of Blanchester file?
The First National Bank of Blanchester files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank of Blanchester call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Blanchester has Federal Reserve RSSD ID 735414 and FDIC certificate number 6530. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank of Blanchester file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank of Blanchester financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 6530) · FFIEC NIC profile (RSSD 735414)