First National Bank of Eastern Arkansas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 6.01 percentage points in Q2 2026, from 77.47% to 83.49%. It was the largest change from Q1 2026 among the key lines here. First National Bank of Eastern Arkansas ranks 61st of 78 Arkansas banks on loan-to-deposit ratio, in the lower half at 72.32% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. First National Bank of Eastern Arkansas sits 8.62 points lower, at 72.32% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $66.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $204.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.32% |
| Net loans and leases to deposits | 71.26% |
| Loans and leases to core deposits | 83.49% |
| Core deposits to total deposits | 86.63% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 64.55% | 87.25% | $0 | $0 |
| Q4 2023 | 57.03% | 87.52% | $0 | $0 |
| Q1 2024 | 60.08% | 88.82% | $0 | $0 |
| Q2 2024 | 66.74% | 88.85% | $0 | $0 |
| Q3 2024 | 70.56% | 87.93% | $0 | $0 |
| Q4 2024 | 64.83% | 87.83% | $0 | $0 |
| Q1 2025 | 68.19% | 87.48% | $0 | $0 |
| Q2 2025 | 71.46% | 87.10% | $0 | $0 |
| Q3 2025 | 73.35% | 86.88% | $0 | $0 |
| Q4 2025 | 69.15% | 86.53% | $0 | $0 |
| Q1 2026 | 67.22% | 86.76% | $0 | $0 |
| Q2 2026 | 72.32% | 86.63% | $0 | $0 |
First National Bank of Eastern Arkansas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Eastern Arkansas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Eastern Arkansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3863) · FFIEC NIC profile (RSSD 251745)