First National Bank of Eastern Arkansas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Eastern Arkansas of Forrest City, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.22% | 1.34% | -0.12% | 47th below |
| ROAE | 11.42% | 13.32% | -1.90% | 44th below |
| Net Interest Margin | 3.99% | 3.93% | +0.06% | 53rd above |
| Efficiency Ratio | 60.62% | 61.14% | -0.52% | 52nd above |
| PPNR / Avg Assets | 1.57% | 1.68% | -0.11% | 49th below |
| Yield on Earning Assets | 5.38% | 5.67% | -0.29% | 39th below |
| Cost of Funds | 1.53% | 1.88% | -0.35% | 68th above |
| Net Interest Spread | 3.00% | 3.32% | -0.32% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.59% | 0.94% | -0.35% | 41st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.38% | 0.70% | -0.32% | 45th below |
| NCO / Avg Loans | 0.32% | 0.16% | +0.16% | 9th bottom |
| ACL / Total Loans | 1.47% | 1.28% | +0.19% | 76th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 249.03% | 1539.48% | -1290.45% | 54th above |
| Texas Ratio | 3.45% | 7.33% | -3.88% | 50th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 440.19% | 1396.32% | -956.13% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.95% | 12.14% | -1.19% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.89% | 11.37% | -0.48% | 58th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.89% | 11.09% | -0.20% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.32% | 80.64% | -8.32% | 67th above |
| Core Deposit Ratio | 86.63% | 86.86% | -0.23% | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.66% | 6.85% | -3.19% | 44th below |
| Loan Growth (Y/Y) | 4.83% | 7.90% | -3.07% | 47th below |
| Deposit Growth (Y/Y) | 3.57% | 6.29% | -2.72% | 47th below |
See First National Bank of Eastern Arkansas's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Eastern Arkansas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Eastern Arkansas profile, how to read a UBPR, or how this data updates.