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Bank call report · Fletcher, OK

The First National Bank of Fletcher Call Report

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The First National Bank of Fletcher filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 172 reported line items, schedule by schedule (509 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

The First National Bank of Fletcher call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID185251
FDIC certificate number4098
Total assets$23.4M

Official Q2 2026 call report PDF (FFIEC) →

The First National Bank of Fletcher call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (21 items)

About Schedule RC · The First National Bank of Fletcher balance sheet trends

The First National Bank of Fletcher Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $23.4M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $23.4M
Total Liabilities and Minority Interest RCON2948 $21.3M
Total Deposits RCON2200 $21.2M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $18.4M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $13.9M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $4.2M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $4.0M
Deposits: Noninterest-bearing RCON6631 $2.9M
Total Equity Capital RCON3210 $2.1M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $2.1M
Federal Funds Sold RCONB987 $2.0M
Interest-bearing Balances RCON0071 $1.9M
Undivided Profits and Capital Reserves RCON3632 $1.2M
Other Assets RCON2160 $1.2M
Surplus RCON3839 $1.0M
Noninterest-bearing Balances and Currency and Coin RCON0081 $408K
Allowance for Loan and Lease Losses RCON3123 $252K
Accumulated Other Comprehensive Income RCONB530 -$215K
Other Liabilities, Total RCON2930 $54K
Common Stock RCON3230 $25K
Schedule RI: Income Statement (33 items)

About Schedule RI · The First National Bank of Fletcher income statement trends

The First National Bank of Fletcher Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $469K
Net Interest Income RIAD4074 $417K
Total Noninterest Expense RIAD4093 $380K
Salaries and Employee Benefits RIAD4135 $199K
Interest and Fee Income on Loans, Total RIAD4010 $170K
Interest on Other Securities RIAD4060 $139K
Other Noninterest Expense RIAD4092 $128K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $101K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $98K
Income (Loss) Before Discontinued Operations RIAD4300 $98K
Net Income (Loss) RIAD4340 $98K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $98K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $91K
Total Noninterest Income RIAD4079 $64K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $62K
Interest Income on Balances Due from Depository Institutions RIAD4115 $54K
Expenses of Premises and Fixed Assets RIAD4217 $53K
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $52K
Total Interest Expense RIAD4073 $52K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $38K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $38K
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $34K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $28K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $28K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $26K
Other Noninterest Income RIADB497 $26K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $24K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $22K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $12K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $10K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 -$3K
Savings Deposits (Including Mmdas) RIAD0093 $2K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 7
Schedule RC-B: Securities (20 items)

About Schedule RC-B · The First National Bank of Fletcher securities trends

The First National Bank of Fletcher Schedule RC-B, Q2 2026
Line item Code Q2 2026
Total Amortized Cost of Available-for-sale Securities RCON1772 $14.2M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $8.4M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $8.2M
Pledged Securities RCON0416 $7.2M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $3.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $3.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $2.8M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $2.7M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $2.6M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $2.6M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $1.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $1.9M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $1.7M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $1.7M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $1.2M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $749K
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $749K
Amortized Cost of Other Available-for-sale Domestic Debt Securities RCON1739 $649K
Fair Value of Other Available-for-sale Domestic Debt Securities RCON1741 $639K
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $397K
Schedule RC-C, Part I: Loans and Leases (18 items)

About Schedule RC-C, Part I · The First National Bank of Fletcher loans and leases trends

The First National Bank of Fletcher Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $4.2M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $2.1M
Commercial and Industrial Loans RCON1766 $1.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $1.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $1.3M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $633K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $608K
Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans RCONK165 $458K
Real Estate Loans Secured by Farmland RCON1420 $458K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $458K
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $444K
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $408K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $366K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $291K
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $220K
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $186K
Other Loans RCONJ464 $98K
Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) RCON2746 $47K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)

About Schedule RC-C, Part II

The First National Bank of Fletcher Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $458K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $220K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) RCON5563 33
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 16
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) RCON5562 5
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 4
Schedule RC-E: Deposit Liabilities (15 items)

About Schedule RC-E · The First National Bank of Fletcher deposit liabilities trends

The First National Bank of Fletcher Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Transaction Accounts RCON2215 $13.7M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $7.9M
Total Nontransaction Accounts (Including Mmda's) RCON2385 $7.5M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $6.6M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $5.8M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $5.1M
Total Demand Deposits (See Note Below) RCON2210 $2.9M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $2.4M
Total Time Deposits of Less Than $100,000 RCON6648 $1.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $1.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $1.1M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $934K
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $910K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $28K
Total Transaction Accounts - Deposits of U.S. Government RCON2202 $5K
Schedule RC-F: Other Assets (6 items)

About Schedule RC-F

The First National Bank of Fletcher Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $642K
Accrued Interest Receivable RCONB556 $247K
Other Assets RCON2168 $184K
Prepaid Expenses RCON2166 $184K
Net Deferred Tax Assets RCON2148 $72K
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $57K
Schedule RC-G: Other Liabilities (2 items)

About Schedule RC-G

The First National Bank of Fletcher Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $35K
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $19K
Schedule RC-K: Quarterly Averages (14 items)

About Schedule RC-K · The First National Bank of Fletcher quarterly averages trends

The First National Bank of Fletcher Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $23.1M
All Other Securities RCONB560 $8.4M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $4.8M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $4.0M
Quarterly Average of Total Loans RCON3360 $3.0M
Mortgage-backed Securities RCONB559 $2.7M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $2.4M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $1.9M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $1.6M
Quarterly Average of Commercial and Industrial Loans RCON3387 $1.6M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $998K
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $916K
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $400K
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $260K
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)

About Schedule RC-N · The First National Bank of Fletcher past due and nonaccrual loans, leases, and other assets trends

The First National Bank of Fletcher Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $99K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $53K
Additions to Nonaccrual Assets RCONC410 $45K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCONK215 $45K
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $45K
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $36K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $10K
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)

About Schedule RC-O · The First National Bank of Fletcher other data for deposit insurance assessments trends

The First National Bank of Fletcher Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $22.7M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $21.3M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $13.7M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $7.5M
Average Tangible Equity for the Calendar Quarter RCONK654 $2.3M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 782
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 11
Averaging Method Used RCONK653 1
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (14 items)

About Schedule RC-R, Part I · The First National Bank of Fletcher regulatory capital components and ratios trends

The First National Bank of Fletcher Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Total Assets RCOA2170 $23.4M
Average Total Assets (Net of Deductions) RCOAA224 $23.1M
Average total consolidated assets RCOAKW03 $23.1M
Common Equity Tier 1 Capital RCOAP859 $2.3M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $2.3M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $2.3M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $2.1M
Retained Earnings RCOAKW00 $1.2M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $1.1M
Accumulated Other Comprehensive Income RCOAB530 -$215K
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$215K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Tier 1 Leverage Capital Ratio RCOA7204 0.0993
Schedule RI-A: Changes in Bank Equity Capital (4 items)

About Schedule RI-A

The First National Bank of Fletcher Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $2.1M
Balance End of Previous Calendar Year as Restated RIADB508 $2.0M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $2.0M
Other Comprehensive Income RIADB511 -$63K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)

About Schedule RI-B, Part I · The First National Bank of Fletcher charge-offs and recoveries on loans and leases trends

The First National Bank of Fletcher Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Recoveries on All Other Loans RIAD4628 $16K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $16K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)

About Schedule RI-B, Part II · The First National Bank of Fletcher changes in allowances for credit losses trends

The First National Bank of Fletcher Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $252K
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $236K

The First National Bank of Fletcher call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the The First National Bank of Fletcher call report?

The The First National Bank of Fletcher call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does The First National Bank of Fletcher file?

The First National Bank of Fletcher files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the The First National Bank of Fletcher call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Fletcher has Federal Reserve RSSD ID 185251 and FDIC certificate number 4098. Either one finds its filings on the FFIEC Central Data Repository.

How often does The First National Bank of Fletcher file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

The First National Bank of Fletcher financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.