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The First National Bank of Nevada: Core Deposit Ratio

95.83% Ranks #428 of 3,656 U.S. banks · 88th percentile

Data as of · sourced from FFIEC call reports. How we update

The First National Bank of Nevada reported a core deposit ratio of 95.83% as of Q2 2026, ranking #428 of 3,656 U.S. banks (88th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 95.83%
Q1 2026 95.66%
Q4 2025 93.66%
Q3 2025 94.25%
Q2 2025 95.08%
Q1 2025 95.14%
Q4 2024 94.55%
Q3 2024 94.51%
Q2 2024 94.09%
Q1 2024 94.22%
Q4 2023 94.09%
Q3 2023 94.49%

National Context

Latest value 95.83%
National rank#428 of 3,656
Percentile 88th
12-quarter low93.66%
12-quarter high95.83%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is The First National Bank of Nevada's Core Deposit Ratio?

The First National Bank of Nevada's Core Deposit Ratio was 95.83% as of Q2 2026, ranking #428 of 3,656 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The First National Bank of Nevada profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 4598) · FFIEC NIC profile (RSSD 827355)