The First National Bank of Primghar: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 41.2% lower than in Q1 2026, at $1.0M. The First National Bank of Primghar ranks 65th of 225 Iowa banks on loan-to-deposit ratio, in the upper half at 91.24% (Q2 2026). The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. The First National Bank of Primghar sits 23.32 points higher, at 91.24% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $8.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.75% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.24% |
| Net loans and leases to deposits | 90.24% |
| Loans and leases to core deposits | 121.49% |
| Core deposits to total deposits | 75.10% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 76.56% | 91.78% | $300K | $2.0M |
| Q4 2023 | 85.63% | 91.89% | $0 | $6.2M |
| Q1 2024 | 68.52% | 87.75% | $0 | $42K |
| Q2 2024 | 71.32% | 84.76% | $0 | $40K |
| Q3 2024 | 71.70% | 80.37% | $0 | $37K |
| Q4 2024 | 84.72% | 76.08% | $0 | $3.9M |
| Q1 2025 | 83.76% | 76.21% | $0 | $2.7M |
| Q2 2025 | 84.05% | 76.18% | $0 | $1.3M |
| Q3 2025 | 78.45% | 77.17% | $0 | $28K |
| Q4 2025 | 89.87% | 75.95% | $0 | $2.8M |
| Q1 2026 | 89.97% | 76.14% | $0 | $1.7M |
| Q2 2026 | 91.24% | 75.10% | $0 | $1.0M |
The First National Bank of Primghar liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Primghar, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Primghar profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4494) · FFIEC NIC profile (RSSD 343248)