The First National Bank of Primghar: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Primghar of Primghar, IA against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.97% | 3.13% | -2.16% | 46th below |
| ROAE | 6.88% | 10.30% | -3.42% | 41st below |
| Net Interest Margin | 3.81% | 3.94% | -0.13% | 46th below |
| Efficiency Ratio | 67.47% | 76.32% | -8.85% | 55th above |
| PPNR / Avg Assets | 1.09% | 1.40% | -0.31% | 43rd below |
| Yield on Earning Assets | 5.70% | 5.35% | +0.35% | 68th above |
| Cost of Funds | 2.12% | 1.70% | +0.42% | 22nd bottom |
| Net Interest Spread | 3.09% | 3.32% | -0.23% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 1.10% | 1.49% | -0.39% | 38th below |
| Texas Ratio | 0.00% | 8.27% | -8.27% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 16.77% | 62.27% | -45.50% | 32nd below |
| Tier 1 Ratio | 16.77% | 62.27% | -45.50% | 31st below |
| Total Capital Ratio | 17.72% | 63.24% | -45.52% | 31st below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.25% | 17.65% | -3.40% | 60th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 14.52% | 16.45% | -1.93% | 64th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 14.52% | 16.19% | -1.67% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.24% | 72.82% | +18.42% | 17th bottom |
| Core Deposit Ratio | 75.10% | 88.29% | -13.19% | 8th bottom |
| Wholesale Funding Ratio | 2.75% | 5.18% | -2.43% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.05% | 4.26% | -2.21% | 46th below |
| Loan Growth (Y/Y) | 11.55% | 6.75% | +4.80% | 80th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.76% | 3.72% | -0.96% | 54th above |
See The First National Bank of Primghar's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Primghar, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Primghar profile, how to read a UBPR, or how this data updates.