Bank call report · Holly Hill, SC
First National Bank of South Carolina Call Report
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First National Bank of South Carolina filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 268 reported line items, schedule by schedule (794 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 347022 |
| FDIC certificate number | 2107 |
| Total assets | $309.7M |
Official Q2 2026 call report PDF (FFIEC) →
First National Bank of South Carolina call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · First National Bank of South Carolina balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $309.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $309.7M |
| Total Liabilities and Minority Interest | RCON2948 | $274.5M |
| Total Deposits | RCON2200 | $271.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $182.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $144.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $142.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $91.5M |
| Deposits: Noninterest-bearing | RCON6631 | $89.1M |
| Interest-bearing Balances | RCON0071 | $62.2M |
| Total Equity Capital | RCON3210 | $35.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $35.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $34.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $6.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$3.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.6M |
| Other Assets | RCON2160 | $3.0M |
| Common Stock | RCON3230 | $2.5M |
| Surplus | RCON3839 | $2.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.9M |
| Other Liabilities, Total | RCON2930 | $1.7M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $1.3M |
Schedule RI: Income Statement (35 items)
About Schedule RI · First National Bank of South Carolina income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $6.7M |
| Net Interest Income | RIAD4074 | $5.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.8M |
| Total Noninterest Expense | RIAD4093 | $4.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.5M |
| Salaries and Employee Benefits | RIAD4135 | $1.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.8M |
| Net Income (Loss) | RIAD4340 | $1.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.8M |
| Other Noninterest Expense | RIAD4092 | $1.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.4M |
| Total Interest Expense | RIAD4073 | $1.1M |
| Total Noninterest Income | RIAD4079 | $977K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $973K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $909K |
| Other Noninterest Income | RIADB497 | $637K |
| Applicable Income Taxes | RIAD4302 | $619K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $596K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $572K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $424K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $337K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $248K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $197K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $79K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $55K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $21K |
| Provision for Loan and Lease Losses | RIAD4230 | $18K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $18K |
| Other Interest Income | RIAD4518 | $17K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$14K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $3K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 60 |
Schedule RC-B: Securities (14 items)
About Schedule RC-B · First National Bank of South Carolina securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $96.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $82.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $77.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $31.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $27.4M |
| Pledged Securities | RCON0416 | $26.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $18.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $14.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $13.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $13.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $12.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.0M |
| Amortized Cost of Structured Notes | RCON8782 | $4.5M |
| Fair Value of Structured Notes | RCON8783 | $4.1M |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · First National Bank of South Carolina loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $144.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $51.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $50.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $47.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $39.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $25.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $20.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $17.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $15.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $14.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $12.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $11.5M |
| Commercial and Industrial Loans | RCON1766 | $8.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $8.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $898K |
| Real Estate Loans Secured by Farmland | RCON1420 | $691K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $600K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $556K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $491K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $336K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $272K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $183K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $156K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $23.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $3.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $339K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 66 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 65 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 25 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 15 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 14 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · First National Bank of South Carolina deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $147.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $143.1M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $124.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $124.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $87.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $43.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $41.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $30.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $24.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $23.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $20.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $14.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $14.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $13.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $12.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $6.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.5M |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $2.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $418K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $328K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $179K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $1.4M |
| Accrued Interest Receivable | RCONB556 | $831K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $366K |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $293K |
| Other Assets | RCON2168 | $160K |
| Prepaid Expenses | RCON2166 | $156K |
| Other Repossessed Assets (Net) | RCON1578 | $4K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · First National Bank of South Carolina quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $313.8M |
| Quarterly Average of Total Loans | RCON3360 | $144.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $99.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $90.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $64.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $61.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $55.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $43.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $43.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $14.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $8.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.4M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $350K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · First National Bank of South Carolina derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $3.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $906K |
| Commercial and Similar Letters of Credit | RCON3411 | $528K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $416K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $130K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · First National Bank of South Carolina memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.1M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · First National Bank of South Carolina past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $619K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $314K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $285K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $17K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First National Bank of South Carolina other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $313.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $272.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $181.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $83.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $38.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 11,291 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 222 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 150 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First National Bank of South Carolina regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $157.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First National Bank of South Carolina regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $313.8M |
| Average total consolidated assets | RCOAKW03 | $313.8M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $157.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $40.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $39.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $39.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $39.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $35.1M |
| Retained Earnings | RCOAKW00 | $34.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$3.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.9M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2601 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.248 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.248 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1801 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1242 |
Schedule RC-R, Part II: Risk-Weighted Assets (47 items)
About Schedule RC-R, Part II · First National Bank of South Carolina risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $157.2M |
| Total Risk-weighted Assets | RCONG641 | $157.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $117.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $117.7M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $113.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $99.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $99.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $94.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $94.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $91.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $82.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $68.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $68.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $65.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $53.5M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $44.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $40.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $40.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $40.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $20.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $18.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $14.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $12.3M |
| Total All Other Assets | RCOND981 | $9.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $9.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $8.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$7.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$5.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $4.6M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $2.4M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $2.4M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $2.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.7M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $528K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $453K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $302K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $302K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $302K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $302K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $216K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $150K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $130K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $130K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $130K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $106K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $106K |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $16K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $35.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $33.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $33.8M |
| Other Comprehensive Income | RIADB511 | -$301K |
| Cash Dividends Declared on Common Stock | RIAD4460 | $200K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · First National Bank of South Carolina charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $26K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $26K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First National Bank of South Carolina changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.9M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1K |
First National Bank of South Carolina call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First National Bank of South Carolina call report?
The First National Bank of South Carolina call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First National Bank of South Carolina file?
First National Bank of South Carolina files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First National Bank of South Carolina call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Bank of South Carolina has Federal Reserve RSSD ID 347022 and FDIC certificate number 2107. Either one finds its filings on the FFIEC Central Data Repository.
How often does First National Bank of South Carolina file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First National Bank of South Carolina financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 2107) · FFIEC NIC profile (RSSD 347022)